Here is the translation:
1. Subject of Dispute: Recovery of bank deposit contributions, interest thereon, and compensation for moral damages.
2. Key Court Arguments:
: The Supreme Court confirmed the previous legal position that replacement of the debtor in the obligation without the client’s written consent is unlawful. The bank remains responsible for returning deposits.
– The bank is obligated to return the plaintiff’s deposits, as she did not consent to debt transfer
– Interest is calculated only for the period until contract termination at contractual rates
– Three percent per annum may be recovered for the entire delay period
– Moral damages are subject to compensation due to prolonged non-return of funds
3. Court Decision:
Partially satisfy the claim – recover from the bank deposits, interest, three percent per annum, and compensation for moral damages totaling 35,000 hryvnias.
