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    **On Amending the Rules for Formation, Transfer and Processing of Data Structure and Graphic Representation of a QR Code for Exchange of Details of Credit and Instant Credit Transfers**

    Good day! Here is a concise analysis of the provided resolution:

    1. **Essence of the Law:** Resolution of the National Bank of Ukraine (NBU) No. 128 of October 11, 2025, introduces technical changes to the Rules for the Formation, Transmission, and Processing of Data Structure and QR Code for the Exchange of Details of Credit and Instant Credit Transfers. The changes concern only the replacement of the word “implementation” with “exchange of details” in the markings of the appendices to the previous NBU Resolution No. 97.

    2. **Structure and Main Provisions:** The resolution consists of four points. The first point amends appendices 1-4 to the Rules, replacing the word “implementation” with “exchange of details.” The second point assigns the Department of Payment Systems and Innovative Development the responsibility to bring information about the adoption of this resolution to the attention of banks and non-bank financial institutions of Ukraine. The third point defines the person responsible for monitoring the implementation of the resolution. The fourth point establishes the date of entry into force of the resolution.

    3. **Main Provisions for Use:** The changes introduced by this resolution are technical and aimed at clarifying terminology. It is important for banks and non-bank financial institutions to take these changes into account in their activities related to the exchange of details of credit and instant credit transfers using QR codes.

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