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1. **Essence of the Law:** Resolution No. 101 amends the previous NBU Resolution No. 149 of December 16, 2024, which defines the specifics of assessing the sustainability of banks and the banking system of Ukraine in 2025. The main change concerns the deadlines for banks to achieve the required levels of capital adequacy ratios after the sustainability assessment. In fact, the resolution extends the deadlines for fulfilling capital requirements for banks undergoing a sustainability assessment.
2. **Structure and Main Provisions:**
* The resolution consists of 5 points.
* Amendments are made to the Resolution of the Board of the NBU No. 149 of December 16, 2024, namely:
* Paragraph 6-1 is added, which establishes a schedule for banks to achieve capital adequacy ratios (H2, H6, H7) under the baseline and adverse macroeconomic scenarios.
* The final deadline for achieving the required levels of capital adequacy ratios is changed from December 31, 2025, to September 30, 2026.
* Corrective changes are made to other NBU resolutions that refer to the previous deadline of December 31, 2025, replacing it with September 30, 2026.
* The resolution comes into force on the day following the day of its official publication and is valid until September 30, 2026.
3. **Key Provisions for Use:**
* Banks undergoing a sustainability assessment should pay attention to the new schedule for achieving capital adequacy ratios: by December 31, 2025 – the level under the baseline scenario, by September 30, 2026 – the level under the adverse scenario.
* The resolution extends the deadlines for fulfilling capital requirements, which may be important for banks that need more time to adapt to new economic conditions.
* This resolution concerns the activities of the banking system and is therefore important for understanding regulatory requirements.
