Here is the translation of the legal text summary:
1. Subject of Dispute: Recovery of penalty for late fulfillment of monetary obligation under a credit agreement and compensation for moral damages.
2. Main Arguments of the Court:
– The creditor’s right to accrue interest under the credit agreement terminates after the end of the loan term or upon presentation of a demand for early repayment
– The court decision from 2014 changed the conditions of the main obligation regarding the contract’s validity period
– The plaintiff has already exercised the right to compensation for moral damages in another case, therefore repeated recovery is not permitted
3. Court Decision: Deny the recovery of penalty and partially modify the motivational part of the decision regarding the refusal to compensate moral damages.
Note: The court deviated from previous practice in terms of interpreting the grounds for penalty accrual and moral damages compensation.
