Here is a summary of the court decision:
1. Subject of the dispute: recovery of debt under a credit agreement from an individual.
2. Main arguments of the court:
– The bank demanded recovery of interest, penalty, and expenses under the executive note
– The Court of Appeal partially satisfied the claims, reducing the amount of recovery
– The Supreme Court identified procedural violations in the part of accruing interest and penalty
3. Court decision: – The Supreme Court cancelled part of the Court of Appeal’s decision regarding interest and penalty, sending the case for a new review.
Key feature – the court thoroughly analyzed the rules of interest accrual after presenting a claim for early loan repayment.