The essence of the resolution is to establish criteria for identifying banks that are important for the Ukrainian economy. The document defines three main criteria: the bank’s systemic importance, share in total loans and deposits (over 4%), and share in guaranteed individual deposits (over 4%). Compliance with at least one criterion is sufficient to recognize a bank as important.<\/p>\n
The structure of the resolution includes:
\n1. The main part with criteria for identifying important banks
\n2. An appendix with a detailed procedure for calculating indicators
\n3. Provisions for annual recalculation of indicators by July 1
\n4. Exclusion of state-owned banks (with state share over 75%) and insolvent banks from calculations<\/p>\n
Key provisions for practical application:
\n– Calculations are made based on bank reporting as of January 1
\n– Detailed groups of accounts for calculating loans and deposits are defined
\n– Interbank transactions are not taken into account when calculating indicators
\n– Calculations use statistical reporting form 02X and reporting to the Deposit Guarantee Fund
\n– The first calculation in 2025 will be based on data as of January 1, 2024<\/p>\n