{"id":12724,"date":"2025-10-22T10:04:23","date_gmt":"2025-10-22T07:04:23","guid":{"rendered":"https:\/\/lexcovery.com\/2025\/10\/on-approval-of-amendments-to-certain-regulatory-legal-acts-of-the-national-bank-of-ukraine-regarding-the-regulation-of-activities-in-the-field-of-insurance%d0%b2%d1%96%d0%b4%d0%bf%d0%be%d0%b2\/"},"modified":"2025-10-22T10:04:23","modified_gmt":"2025-10-22T07:04:23","slug":"on-approval-of-amendments-to-certain-regulatory-legal-acts-of-the-national-bank-of-ukraine-regarding-the-regulation-of-activities-in-the-field-of-insurance%d0%b2%d1%96%d0%b4%d0%bf%d0%be%d0%b2","status":"publish","type":"post","link":"https:\/\/lexcovery.com\/en\/2025\/10\/on-approval-of-amendments-to-certain-regulatory-legal-acts-of-the-national-bank-of-ukraine-regarding-the-regulation-of-activities-in-the-field-of-insurance%d0%b2%d1%96%d0%b4%d0%bf%d0%be%d0%b2\/","title":{"rendered":"**On Approval of Amendments to Certain Regulatory Legal Acts of the National Bank of Ukraine Regarding the Regulation of Activities in the Field of Insurance**\n\n\u0412\u0456\u0434\u043f\u043e\u0432\u0456\u0434\u043d\u043e \u0434\u043e \u0441\u0442\u0430\u0442\u0435\u0439 7, 15, 44, 551, 56 \u0417\u0430\u043a\u043e\u043d\u0443 \u0423\u043a\u0440\u0430\u0457\u043d\u0438 “\u041f\u0440\u043e \u041d\u0430\u0446\u0456\u043e\u043d\u0430\u043b\u044c\u043d\u0438\u0439 \u0431\u0430\u043d\u043a \u0423\u043a\u0440\u0430\u0457\u043d\u0438”, \u0441\u0442\u0430\u0442\u0435\u0439 6, 14, 24, 25, 38, 39 \u0417\u0430\u043a\u043e\u043d\u0443 \u0423\u043a\u0440\u0430\u0457\u043d\u0438 “\u041f\u0440\u043e \u0441\u0442\u0440\u0430\u0445\u0443\u0432\u0430\u043d\u043d\u044f”, \u0441\u0442\u0430\u0442\u0435\u0439 12, 39 \u0417\u0430\u043a\u043e\u043d\u0443 \u0423\u043a\u0440\u0430\u0457\u043d\u0438 “\u041f\u0440\u043e \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u0456 \u043f\u043e\u0441\u043b\u0443\u0433\u0438 \u0442\u0430 \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u0456 \u043a\u043e\u043c\u043f\u0430\u043d\u0456\u0457”, \u0437 \u043c\u0435\u0442\u043e\u044e \u043f\u0440\u0438\u0432\u0435\u0434\u0435\u043d\u043d\u044f \u043d\u043e\u0440\u043c\u0430\u0442\u0438\u0432\u043d\u043e-\u043f\u0440\u0430\u0432\u043e\u0432\u0438\u0445 \u0430\u043a\u0442\u0456\u0432 \u041d\u0430\u0446\u0456\u043e\u043d\u0430\u043b\u044c\u043d\u043e\u0433\u043e \u0431\u0430\u043d\u043a\u0443 \u0423\u043a\u0440\u0430\u0457\u043d\u0438 \u0443 \u0432\u0456\u0434\u043f\u043e\u0432\u0456\u0434\u043d\u0456\u0441\u0442\u044c \u0434\u043e \u0432\u0438\u043c\u043e\u0433 \u0437\u0430\u043a\u043e\u043d\u043e\u0434\u0430\u0432\u0441\u0442\u0432\u0430 \u0423\u043a\u0440\u0430\u0457\u043d\u0438 \u041f\u0440\u0430\u0432\u043b\u0456\u043d\u043d\u044f \u041d\u0430\u0446\u0456\u043e\u043d\u0430\u043b\u044c\u043d\u043e\u0433\u043e \u0431\u0430\u043d\u043a\u0443 \u0423\u043a\u0440\u0430\u0457\u043d\u0438 \u041f\u041e\u0421\u0422\u0410\u041d\u041e\u0412\u041b\u042f\u0404:\n\nPursuant to Articles 7, 15, 44, 551, 56 of the Law of Ukraine “On the National Bank of Ukraine”, Articles 6, 14, 24, 25, 38, 39 of the Law of Ukraine “On Insurance”, Articles 12, 39 of the Law of Ukraine “On Financial Services and Financial Companies”, in order to bring the regulatory legal acts of the National Bank of Ukraine into compliance with the requirements of the legislation of Ukraine, the Board of the National Bank of Ukraine RESOLVES:\n\n1. \u0417\u0430\u0442\u0432\u0435\u0440\u0434\u0438\u0442\u0438 \u0417\u043c\u0456\u043d\u0438 \u0434\u043e \u0434\u0435\u044f\u043a\u0438\u0445 \u043d\u043e\u0440\u043c\u0430\u0442\u0438\u0432\u043d\u043e-\u043f\u0440\u0430\u0432\u043e\u0432\u0438\u0445 \u0430\u043a\u0442\u0456\u0432 \u041d\u0430\u0446\u0456\u043e\u043d\u0430\u043b\u044c\u043d\u043e\u0433\u043e \u0431\u0430\u043d\u043a\u0443 \u0423\u043a\u0440\u0430\u0457\u043d\u0438 \u0437 \u043f\u0438\u0442\u0430\u043d\u044c \u0432\u0440\u0435\u0433\u0443\u043b\u044e\u0432\u0430\u043d\u043d\u044f \u0434\u0456\u044f\u043b\u044c\u043d\u043e\u0441\u0442\u0456 \u0443 \u0441\u0444\u0435\u0440\u0456 \u0441\u0442\u0440\u0430\u0445\u0443\u0432\u0430\u043d\u043d\u044f, \u0449\u043e \u0434\u043e\u0434\u0430\u044e\u0442\u044c\u0441\u044f.\n\n1. To approve the attached Amendments to Certain Regulatory Legal Acts of the National Bank of Ukraine Regarding the Regulation of Activities in the Field of Insurance.\n\n2. \u0414\u0435\u043f\u0430\u0440\u0442\u0430\u043c\u0435\u043d\u0442\u0443 \u043d\u0430\u0433\u043b\u044f\u0434\u0443 \u0437\u0430 \u0440\u0438\u043d\u043a\u043e\u043c \u043d\u0435\u0431\u0430\u043d\u043a\u0456\u0432\u0441\u044c\u043a\u0438\u0445 \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u0438\u0445 \u043f\u043e\u0441\u043b\u0443\u0433 (\u041e\u043b\u044c\u0433\u0430 \u041c\u0430\u043a\u0441\u0438\u043c\u0447\u0443\u043a) \u043f\u0456\u0441\u043b\u044f \u043e\u0444\u0456\u0446\u0456\u0439\u043d\u043e\u0433\u043e \u043e\u043f\u0443\u0431\u043b\u0456\u043a\u0443\u0432\u0430\u043d\u043d\u044f \u0446\u0456\u0454\u0457 \u043f\u043e\u0441\u0442\u0430\u043d\u043e\u0432\u0438 \u0434\u043e\u0432\u0435\u0441\u0442\u0438 \u0457\u0457 \u0434\u043e \u0432\u0456\u0434\u043e\u043c\u0430 \u0431\u0430\u043d\u043a\u0456\u0432, \u0432\u0456\u0434\u043e\u043a\u0440\u0435\u043c\u043b\u0435\u043d\u0438\u0445 \u043f\u0456\u0434\u0440\u043e\u0437\u0434\u0456\u043b\u0456\u0432 \u0456\u043d\u043e\u0437\u0435\u043c\u043d\u0438\u0445 \u0431\u0430\u043d\u043a\u0456\u0432, \u043b\u0456\u043a\u0432\u0456\u0434\u0430\u0442\u043e\u0440\u0456\u0432 \u0431\u0430\u043d\u043a\u0456\u0432, \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0438\u043a\u0456\u0432, \u043b\u0456\u043a\u0432\u0456\u0434\u0430\u0442\u043e\u0440\u0456\u0432 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0438\u043a\u0456\u0432, \u0422\u043e\u0432\u0430\u0440\u0438\u0441\u0442\u0432\u0430 \u0437 \u0434\u043e\u0434\u0430\u0442\u043a\u043e\u0432\u043e\u044e \u0432\u0456\u0434\u043f\u043e\u0432\u0456\u0434\u0430\u043b\u044c\u043d\u0456\u0441\u0442\u044e “\u0421\u0442\u0440\u0430\u0445\u043e\u0432\u0435 \u0442\u043e\u0432\u0430\u0440\u0438\u0441\u0442\u0432\u043e “\u0415\u041a\u0421\u041f\u0420\u0415\u0421 \u0421\u0422\u0420\u0410\u0425\u0423\u0412\u0410\u041d\u041d\u042f”, \u041a\u0440\u0435\u0434\u0438\u0442\u043d\u043e\u0457 \u0441\u043f\u0456\u043b\u043a\u0438 “\u0413\u043e\u043b\u043e\u0441\u0456\u0457\u0432\u0441\u044c\u043a\u0430”, \u043b\u0456\u043a\u0432\u0456\u0434\u0430\u0442\u043e\u0440\u0430 \u041a\u0440\u0435\u0434\u0438\u0442\u043d\u043e\u0457 \u0441\u043f\u0456\u043b\u043a\u0438 “\u0413\u043e\u043b\u043e\u0441\u0456\u0457\u0432\u0441\u044c\u043a\u0430”, \u0456\u043d\u0448\u0438\u0445 \u044e\u0440\u0438\u0434\u0438\u0447\u043d\u0438\u0445 \u043e\u0441\u0456\u0431, \u0432\u0438\u0437\u043d\u0430\u0447\u0435\u043d\u0438\u0445 \u0437\u0430\u043a\u043e\u043d\u043e\u0434\u0430\u0432\u0441\u0442\u0432\u043e\u043c, \u0430 \u0442\u0430\u043a\u043e\u0436 \u041d\u0430\u0446\u0456\u043e\u043d\u0430\u043b\u044c\u043d\u043e\u0457 \u043a\u043e\u043c\u0456\u0441\u0456\u0457 \u0437 \u0446\u0456\u043d\u043d\u0438\u0445 \u043f\u0430\u043f\u0435\u0440\u0456\u0432 \u0442\u0430 \u0444\u043e\u043d\u0434\u043e\u0432\u043e\u0433\u043e \u0440\u0438\u043d\u043a\u0443.\n\n2. The Department of Supervision of the Non-Banking Financial Services Market (Olha Maksymchuk) shall, after the official publication of this resolution, bring it to the attention of banks, separate divisions of foreign banks, liquidators of banks, insurers, liquidators of insurers, the Additional Liability Company “Insurance Company “EKSPRES STRAHUVANNYA”, the Credit Union “Holosiivska”, the liquidator of the Credit Union “Holosiivska”, other legal entities defined by law, as well as the National Securities and Stock Market Commission.\n\n3. \u041f\u043e\u0441\u0442\u0430\u043d\u043e\u0432\u0430 \u043d\u0430\u0431\u0438\u0440\u0430\u0454 \u0447\u0438\u043d\u043d\u043e\u0441\u0442\u0456 \u0437 \u0434\u043d\u044f, \u043d\u0430\u0441\u0442\u0443\u043f\u043d\u043e\u0433\u043e \u0437\u0430 \u0434\u043d\u0435\u043c \u0457\u0457 \u043e\u0444\u0456\u0446\u0456\u0439\u043d\u043e\u0433\u043e \u043e\u043f\u0443\u0431\u043b\u0456\u043a\u0443\u0432\u0430\u043d\u043d\u044f, \u043a\u0440\u0456\u043c \u043f\u0443\u043d\u043a\u0442\u0443 4 \u0417\u043c\u0456\u043d, \u0437\u0430\u0442\u0432\u0435\u0440\u0434\u0436\u0435\u043d\u0438\u0445 \u043f\u0443\u043d\u043a\u0442\u043e\u043c 1 \u0446\u0456\u0454\u0457 \u043f\u043e\u0441\u0442\u0430\u043d\u043e\u0432\u0438, \u044f\u043a\u0438\u0439 \u043d\u0430\u0431\u0438\u0440\u0430\u0454 \u0447\u0438\u043d\u043d\u043e\u0441\u0442\u0456 \u0437 01 \u0441\u0456\u0447\u043d\u044f 2025 \u0440\u043e\u043a\u0443.\n\n3. This Resolution shall enter into force on the day following the day of its official publication, except for paragraph 4 of the Amendments approved by paragraph 1 of this Resolution, which shall enter into force on January 1, 2025.\n\n\u0413\u043e\u043b\u043e\u0432\u0430\n\u0410\u043d\u0434\u0440\u0456\u0439 \u041f\u0438\u0448\u043d\u0438\u0439\n\nChairman\nAndriy Pyshnyy\n\n\u0417\u0410\u0422\u0412\u0415\u0420\u0414\u0416\u0415\u041d\u041e\n\u041f\u043e\u0441\u0442\u0430\u043d\u043e\u0432\u0430 \u041f\u0440\u0430\u0432\u043b\u0456\u043d\u043d\u044f \u041d\u0430\u0446\u0456\u043e\u043d\u0430\u043b\u044c\u043d\u043e\u0433\u043e \u0431\u0430\u043d\u043a\u0443 \u0423\u043a\u0440\u0430\u0457\u043d\u0438\n20 \u0433\u0440\u0443\u0434\u043d\u044f 2023 \u0440\u043e\u043a\u0443 \u2116 184\n\nAPPROVED\nResolution of the Board of the National Bank of Ukraine\nDecember 20, 2023 No. 184\n\n\u0417\u041c\u0406\u041d\u0418\n\u0434\u043e \u0434\u0435\u044f\u043a\u0438\u0445 \u043d\u043e\u0440\u043c\u0430\u0442\u0438\u0432\u043d\u043e-\u043f\u0440\u0430\u0432\u043e\u0432\u0438\u0445 \u0430\u043a\u0442\u0456\u0432 \u041d\u0430\u0446\u0456\u043e\u043d\u0430\u043b\u044c\u043d\u043e\u0433\u043e \u0431\u0430\u043d\u043a\u0443 \u0423\u043a\u0440\u0430\u0457\u043d\u0438 \u0437 \u043f\u0438\u0442\u0430\u043d\u044c \u0432\u0440\u0435\u0433\u0443\u043b\u044e\u0432\u0430\u043d\u043d\u044f \u0434\u0456\u044f\u043b\u044c\u043d\u043e\u0441\u0442\u0456 \u0443 \u0441\u0444\u0435\u0440\u0456 \u0441\u0442\u0440\u0430\u0445\u0443\u0432\u0430\u043d\u043d\u044f\n\nAMENDMENTS\nto Certain Regulatory Legal Acts of the National Bank of Ukraine Regarding the Regulation of Activities in the Field of Insurance\n\n1. \u0423 \u041f\u043e\u043b\u043e\u0436\u0435\u043d\u043d\u0456 \u043f\u0440\u043e \u043b\u0456\u0446\u0435\u043d\u0437\u0443\u0432\u0430\u043d\u043d\u044f \u0442\u0430 \u0440\u0435\u0454\u0441\u0442\u0440\u0430\u0446\u0456\u044e \u043d\u0430\u0434\u0430\u0432\u0430\u0447\u0456\u0432 \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u0438\u0445 \u043f\u043e\u0441\u043b\u0443\u0433 \u0442\u0430 \u0443\u043c\u043e\u0432\u0438 \u043f\u0440\u043e\u0432\u0430\u0434\u0436\u0435\u043d\u043d\u044f \u043d\u0438\u043c\u0438 \u0434\u0456\u044f\u043b\u044c\u043d\u043e\u0441\u0442\u0456 \u0437 \u043d\u0430\u0434\u0430\u043d\u043d\u044f \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u0438\u0445 \u043f\u043e\u0441\u043b\u0443\u0433, \u0437\u0430\u0442\u0432\u0435\u0440\u0434\u0436\u0435\u043d\u043e\u043c\u0443 \u043f\u043e\u0441\u0442\u0430\u043d\u043e\u0432\u043e\u044e \u041f\u0440\u0430\u0432\u043b\u0456\u043d\u043d\u044f \u041d\u0430\u0446\u0456\u043e\u043d\u0430\u043b\u044c\u043d\u043e\u0433\u043e \u0431\u0430\u043d\u043a\u0443 \u0423\u043a\u0440\u0430\u0457\u043d\u0438 \u0432\u0456\u0434 24 \u0433\u0440\u0443\u0434\u043d\u044f 2021 \u0440\u043e\u043a\u0443 \u2116 153, \u0437\u0430\u0440\u0435\u0454\u0441\u0442\u0440\u043e\u0432\u0430\u043d\u043e\u043c\u0443 \u0432 \u041c\u0456\u043d\u0456\u0441\u0442\u0435\u0440\u0441\u0442\u0432\u0456 \u044e\u0441\u0442\u0438\u0446\u0456\u0457 \u0423\u043a\u0440\u0430\u0457\u043d\u0438 17 \u0431\u0435\u0440\u0435\u0437\u043d\u044f 2022 \u0440\u043e\u043a\u0443 \u0437\u0430 \u2116 352\/37688:\n\n1. In the Regulation on Licensing and Registration of Financial Service Providers and Conditions for Conducting Activities in the Provision of Financial Services, approved by the Resolution of the Board of the National Bank of Ukraine dated December 24, 2021 No. 153, registered with the Ministry of Justice of Ukraine on March 17, 2022 under No. 352\/37688:\n\n1) \u0443 \u043f\u0443\u043d\u043a\u0442\u0456 6 \u0433\u043b\u0430\u0432\u0438 1 \u0440\u043e\u0437\u0434\u0456\u043b\u0443 I:\n\n1) in paragraph 6 of Chapter 1 of Section I:\n\n\u0430\u0431\u0437\u0430\u0446 \u0434\u0440\u0443\u0433\u0438\u0439 \u043f\u0456\u0434\u043f\u0443\u043d\u043a\u0442\u0443 2 \u0432\u0438\u043a\u043b\u0430\u0441\u0442\u0438 \u0432 \u0442\u0430\u043a\u0456\u0439 \u0440\u0435\u0434\u0430\u043a\u0446\u0456\u0457:\n\nsubparagraph 2, second paragraph, shall be stated as follows:\n\n“\u043a\u043e\u043f\u0456\u044e \u0440\u0456\u0448\u0435\u043d\u043d\u044f \u043f\u0440\u043e \u0441\u0442\u0432\u043e\u0440\u0435\u043d\u043d\u044f \u044e\u0440\u0438\u0434\u0438\u0447\u043d\u043e\u0457 \u043e\u0441\u043e\u0431\u0438, \u0437\u0430\u0441\u0432\u0456\u0434\u0447\u0435\u043d\u0443 \u0432 \u0443\u0441\u0442\u0430\u043d\u043e\u0432\u043b\u0435\u043d\u043e\u043c\u0443 \u043f\u043e\u0440\u044f\u0434\u043a\u0443 (\u0443 \u0440\u0430\u0437\u0456 \u0441\u0442\u0432\u043e\u0440\u0435\u043d\u043d\u044f \u044e\u0440\u0438\u0434\u0438\u0447\u043d\u043e\u0457 \u043e\u0441\u043e\u0431\u0438);”;\n\n“a copy of the decision on the establishment of a legal entity, certified in the prescribed manner (in the case of the establishment of a legal entity);”;\n\n2) \u0443 \u0440\u043e\u0437\u0434\u0456\u043b\u0456 II:\n\n2) in Section II:\n\n\u0430) \u043f\u0443\u043d\u043a\u0442 10 \u0433\u043b\u0430\u0432\u0438 1 \u0432\u0438\u043a\u043b\u0430\u0441\u0442\u0438 \u0432 \u0442\u0430\u043a\u0456\u0439 \u0440\u0435\u0434\u0430\u043a\u0446\u0456\u0457:\n\na) paragraph 10 of Chapter 1 shall be stated as follows:\n\n“10. \u041d\u0430\u0446\u0456\u043e\u043d\u0430\u043b\u044c\u043d\u0438\u0439 \u0431\u0430\u043d\u043a \u0437\u0434\u0456\u0439\u0441\u043d\u044e\u0454 \u043b\u0456\u0446\u0435\u043d\u0437\u0443\u0432\u0430\u043d\u043d\u044f \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0438\u043a\u0456\u0432 \u0437 \u0443\u0440\u0430\u0445\u0443\u0432\u0430\u043d\u043d\u044f\u043c \u043e\u0441\u043e\u0431\u043b\u0438\u0432\u043e\u0441\u0442\u0435\u0439, \u0432\u0438\u0437\u043d\u0430\u0447\u0435\u043d\u0438\u0445 \u0417\u0430\u043a\u043e\u043d\u043e\u043c \u0423\u043a\u0440\u0430\u0457\u043d\u0438 “\u041f\u0440\u043e \u0441\u0442\u0440\u0430\u0445\u0443\u0432\u0430\u043d\u043d\u044f”.\n\n“10. The National Bank shall license insurers taking into account the specifics defined by the Law of Ukraine “On Insurance”.\n\n\u041d\u0430\u0446\u0456\u043e\u043d\u0430\u043b\u044c\u043d\u0438\u0439 \u0431\u0430\u043d\u043a \u0437\u0434\u0456\u0439\u0441\u043d\u044e\u0454 \u043b\u0456\u0446\u0435\u043d\u0437\u0443\u0432\u0430\u043d\u043d\u044f \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0438\u043a\u0430 \u043d\u0430 \u0434\u043e\u0431\u0440\u043e\u0432\u0456\u043b\u044c\u043d\u0456 \u0432\u0438\u0434\u0438 \u0441\u0442\u0440\u0430\u0445\u0443\u0432\u0430\u043d\u043d\u044f \u0442\u0430\/\u0430\u0431\u043e \u043e\u0431\u043e\u0432\u2019\u044f\u0437\u043a\u043e\u0432\u0456 \u0432\u0438\u0434\u0438 \u0441\u0442\u0440\u0430\u0445\u0443\u0432\u0430\u043d\u043d\u044f.”;\n\nThe National Bank shall license an insurer for voluntary types of insurance and\/or mandatory types of insurance.”;\n\n\u0431) \u0443 \u0433\u043b\u0430\u0432\u0456 2:\n\nb) in Chapter 2:\n\n\u0430\u0431\u0437\u0430\u0446 \u0434\u0440\u0443\u0433\u0438\u0439 \u043f\u0443\u043d\u043a\u0442\u0443 5 \u0432\u0438\u043a\u043b\u0430\u0441\u0442\u0438 \u0432 \u0442\u0430\u043a\u0456\u0439 \u0440\u0435\u0434\u0430\u043a\u0446\u0456\u0457:\n\nthe second paragraph of paragraph 5 shall be stated as follows:\n\n“\u043f\u0435\u0440\u0435\u043b\u0456\u043a \u0432\u0438\u0434\u0456\u0432 \u0434\u043e\u0431\u0440\u043e\u0432\u0456\u043b\u044c\u043d\u043e\u0433\u043e \u0441\u0442\u0440\u0430\u0445\u0443\u0432\u0430\u043d\u043d\u044f \u0442\u0430\/\u0430\u0431\u043e \u043e\u0431\u043e\u0432\u2019\u044f\u0437\u043a\u043e\u0432\u043e\u0433\u043e \u0441\u0442\u0440\u0430\u0445\u0443\u0432\u0430\u043d\u043d\u044f, \u044f\u043a\u0456 \u043c\u0430\u0454 \u043d\u0430\u043c\u0456\u0440 \u0437\u0434\u0456\u0439\u0441\u043d\u044e\u0432\u0430\u0442\u0438 \u0437\u0430\u044f\u0432\u043d\u0438\u043a;”;\n\n“a list of voluntary insurance types and\/or mandatory insurance types that the applicant intends to carry out;”;\n\n\u0432) \u0443 \u0433\u043b\u0430\u0432\u0456 4:\n\nc) in Chapter 4:\n\n\u043f\u0443\u043d\u043a\u0442 5 \u0432\u0438\u043a\u043b\u0430\u0441\u0442\u0438 \u0432 \u0442\u0430\u043a\u0456\u0439 \u0440\u0435\u0434\u0430\u043a\u0446\u0456\u0457:\n\nparagraph 5 shall be stated as follows:\n\n“5. \u041d\u0430\u0446\u0456\u043e\u043d\u0430\u043b\u044c\u043d\u0438\u0439 \u0431\u0430\u043d\u043a \u043f\u0440\u0438\u0439\u043c\u0430\u0454 \u0440\u0456\u0448\u0435\u043d\u043d\u044f \u043f\u0440\u043e \u0432\u0456\u0434\u043c\u043e\u0432\u0443 \u0443 \u0432\u0438\u0434\u0430\u0447\u0456 \u043b\u0456\u0446\u0435\u043d\u0437\u0456\u0457 (\u043b\u0456\u0446\u0435\u043d\u0437\u0456\u0439) \u0443 \u0440\u0430\u0437\u0456, \u044f\u043a\u0449\u043e:\n\n“5. The National Bank shall decide to refuse to issue a license(s) if:\n\n1) \u0437\u0430\u044f\u0432\u043d\u0438\u043a \u043d\u0435 \u0432\u0456\u0434\u043f\u043e\u0432\u0456\u0434\u0430\u0454 \u0432\u0438\u043c\u043e\u0433\u0430\u043c, \u0432\u0438\u0437\u043d\u0430\u0447\u0435\u043d\u0438\u043c \u0417\u0430\u043a\u043e\u043d\u043e\u043c \u0423\u043a\u0440\u0430\u0457\u043d\u0438 “\u041f\u0440\u043e \u0441\u0442\u0440\u0430\u0445\u0443\u0432\u0430\u043d\u043d\u044f” \u0442\u0430\/\u0430\u0431\u043e \u0446\u0438\u043c \u041f\u043e\u043b\u043e\u0436\u0435\u043d\u043d\u044f\u043c;\n\n1) the applicant does not meet the requirements defined by the Law of Ukraine “On Insurance” and\/or this Regulation;\n\n2) \u0434\u043e\u043a\u0443\u043c\u0435\u043d\u0442\u0438, \u043f\u043e\u0434\u0430\u043d\u0456 \u0437\u0430\u044f\u0432\u043d\u0438\u043a\u043e\u043c, \u043c\u0456\u0441\u0442\u044f\u0442\u044c \u043d\u0435\u0434\u043e\u0441\u0442\u043e\u0432\u0456\u0440\u043d\u0443 \u0456\u043d\u0444\u043e\u0440\u043c\u0430\u0446\u0456\u044e \u0442\u0430\/\u0430\u0431\u043e \u043d\u0435 \u0432\u0456\u0434\u043f\u043e\u0432\u0456\u0434\u0430\u044e\u0442\u044c \u0432\u0438\u043c\u043e\u0433\u0430\u043c \u0437\u0430\u043a\u043e\u043d\u043e\u0434\u0430\u0432\u0441\u0442\u0432\u0430 \u0423\u043a\u0440\u0430\u0457\u043d\u0438;\n\n2) the documents submitted by the applicant contain unreliable information and\/or do not meet the requirements of the legislation of Ukraine;\n\n3) \u0437\u0430\u044f\u0432\u043d\u0438\u043a \u043d\u0435 \u0443\u0441\u0443\u043d\u0443\u0432 \u043d\u0435\u0434\u043e\u043b\u0456\u043a\u0438 \u0443 \u0432\u0441\u0442\u0430\u043d\u043e\u0432\u043b\u0435\u043d\u0438\u0439 \u041d\u0430\u0446\u0456\u043e\u043d\u0430\u043b\u044c\u043d\u0438\u043c \u0431\u0430\u043d\u043a\u043e\u043c \u0441\u0442\u0440\u043e\u043a;\n\n3) the applicant has not eliminated the deficiencies within the period established by the National Bank;\n\n4) \u0456\u0441\u043d\u0443\u044e\u0442\u044c \u043f\u0456\u0434\u0441\u0442\u0430\u0432\u0438 \u0432\u0432\u0430\u0436\u0430\u0442\u0438, \u0449\u043e \u0437\u0430\u044f\u0432\u043d\u0438\u043a \u043d\u0435 \u0441\u043f\u0440\u043e\u043c\u043e\u0436\u043d\u0438\u0439 \u0434\u043e\u0442\u0440\u0438\u043c\u0443\u0432\u0430\u0442\u0438\u0441\u044f \u0432\u0438\u043c\u043e\u0433 \u0437\u0430\u043a\u043e\u043d\u043e\u0434\u0430\u0432\u0441\u0442\u0432\u0430 \u0423\u043a\u0440\u0430\u0457\u043d\u0438 \u0442\u0430\/\u0430\u0431\u043e \u0432\u0438\u043a\u043e\u043d\u0443\u0432\u0430\u0442\u0438\u043c\u0435 \u0440\u0438\u0437\u0438\u043a\u043e\u0432\u0430\u043d\u0443 \u0434\u0456\u044f\u043b\u044c\u043d\u0456\u0441\u0442\u044c, \u0449\u043e \u0437\u0430\u0433\u0440\u043e\u0436\u0443\u0432\u0430\u0442\u0438\u043c\u0435 \u0456\u043d\u0442\u0435\u0440\u0435\u0441\u0430\u043c \u0441\u0442\u0440\u0430\u0445\u0443\u0432\u0430\u043b\u044c\u043d\u0438\u043a\u0456\u0432, \u0456\u043d\u0448\u0438\u0445 \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0440\u0456\u0432 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0438\u043a\u0430 \u0442\u0430\/\u0430\u0431\u043e \u0441\u0442\u0430\u0431\u0456\u043b\u044c\u043d\u043e\u0441\u0442\u0456 \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u043e\u0457 \u0441\u0438\u0441\u0442\u0435\u043c\u0438 \u043a\u0440\u0430\u0457\u043d\u0438;\n\n4) there are grounds to believe that the applicant is unable to comply with the requirements of the legislation of Ukraine and\/or will engage in risky activities that would threaten the interests of policyholders, other creditors of the insurer, and\/or the stability of the country’s financial system;\n\n5) \u0437\u0430\u044f\u0432\u043d\u0438\u043a \u043f\u043e\u0434\u0430\u0432 \u0434\u043e\u043a\u0443\u043c\u0435\u043d\u0442\u0438 \u043d\u0435 \u0432 \u043f\u043e\u0432\u043d\u043e\u043c\u0443 \u043e\u0431\u0441\u044f\u0437\u0456;\n\n5) the applicant submitted incomplete documents;\n\n6) \u0432\u0441\u0442\u0430\u043d\u043e\u0432\u043b\u0435\u043d\u043e \u0444\u0430\u043a\u0442\u0438 \u043f\u043e\u0440\u0443\u0448\u0435\u043d\u043d\u044f \u0437\u0430\u044f\u0432\u043d\u0438\u043a\u043e\u043c \u0432\u0438\u043c\u043e\u0433 \u0437\u0430\u043a\u043e\u043d\u043e\u0434\u0430\u0432\u0441\u0442\u0432\u0430 \u0423\u043a\u0440\u0430\u0457\u043d\u0438, \u0449\u043e \u0440\u0435\u0433\u0443\u043b\u044e\u0454 \u0434\u0456\u044f\u043b\u044c\u043d\u0456\u0441\u0442\u044c \u043d\u0430\u0434\u0430\u0432\u0430\u0447\u0456\u0432 \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u0438\u0445 \u043f\u043e\u0441\u043b\u0443\u0433 \u0442\u0430\/\u0430\u0431\u043e \u0437\u0430\u043a\u043e\u043d\u043e\u0434\u0430\u0432\u0441\u0442\u0432\u0430 \u0443 \u0441\u0444\u0435\u0440\u0456 \u0437\u0430\u043f\u043e\u0431\u0456\u0433\u0430\u043d\u043d\u044f \u0442\u0430 \u043f\u0440\u043e\u0442\u0438\u0434\u0456\u0457 \u043b\u0435\u0433\u0430\u043b\u0456\u0437\u0430\u0446\u0456\u0457 (\u0432\u0456\u0434\u043c\u0438\u0432\u0430\u043d\u043d\u044e) \u0434\u043e\u0445\u043e\u0434\u0456\u0432, \u043e\u0434\u0435\u0440\u0436\u0430\u043d\u0438\u0445 \u0437\u043b\u043e\u0447\u0438\u043d\u043d\u0438\u043c \u0448\u043b\u044f\u0445\u043e\u043c, \u0444\u0456\u043d\u0430\u043d\u0441\u0443\u0432\u0430\u043d\u043d\u044e \u0442\u0435\u0440\u043e\u0440\u0438\u0437\u043c\u0443 \u0442\u0430 \u0444\u0456\u043d\u0430\u043d\u0441\u0443\u0432\u0430\u043d\u043d\u044e \u0440\u043e\u0437\u043f\u043e\u0432\u0441\u044e\u0434\u0436\u0435\u043d\u043d\u044f \u0437\u0431\u0440\u043e\u0457 \u043c\u0430\u0441\u043e\u0432\u043e\u0433\u043e \u0437\u043d\u0438\u0449\u0435\u043d\u043d\u044f, \u044f\u043a\u0456 \u043c\u0430\u043b\u0438 \u043c\u0456\u0441\u0446\u0435 \u043f\u0440\u043e\u0442\u044f\u0433\u043e\u043c \u043e\u0441\u0442\u0430\u043d\u043d\u044c\u043e\u0433\u043e \u0440\u043e\u043a\u0443 \u0442\u0430\/\u0430\u0431\u043e \u043d\u0435 \u0431\u0443\u043b\u0438 \u0443\u0441\u0443\u043d\u0443\u0442\u0456 \u043d\u0430 \u0434\u0430\u0442\u0443 \u043f\u0440\u0438\u0439\u043d\u044f\u0442\u0442\u044f \u041d\u0430\u0446\u0456\u043e\u043d\u0430\u043b\u044c\u043d\u0438\u043c \u0431\u0430\u043d\u043a\u043e\u043c \u0440\u0456\u0448\u0435\u043d\u043d\u044f \u043f\u0440\u043e \u0432\u0438\u0434\u0430\u0447\u0443 \u043b\u0456\u0446\u0435\u043d\u0437\u0456\u0457 (\u043b\u0456\u0446\u0435\u043d\u0437\u0456\u0439).”;\n\n6) facts of violation by the applicant of the requirements of the legislation of Ukraine regulating the activities of financial service providers and\/or legislation in the field of prevention and counteraction to legalization (money laundering) of proceeds from crime, financing of terrorism and financing of proliferation of weapons of mass destruction, which took place during the last year and\/or were not eliminated on the date of the National Bank’s decision to issue a license(s), have been established.”;\n\n\u0491) \u0433\u043b\u0430\u0432\u0443 6 \u0432\u0438\u043a\u043b\u0430\u0441\u0442\u0438 \u0432 \u0442\u0430\u043a\u0456\u0439 \u0440\u0435\u0434\u0430\u043a\u0446\u0456\u0457:\n\ng) Chapter 6 shall be stated as follows:\n\n“\u0413\u043b\u0430\u0432\u0430 6. \u041f\u0435\u0440\u0435\u043e\u0444\u043e\u0440\u043c\u043b\u0435\u043d\u043d\u044f \u043b\u0456\u0446\u0435\u043d\u0437\u0456\u0457\n\n“Chapter 6. Reissuance of a License\n\n1. \u0421\u0442\u0440\u0430\u0445\u043e\u0432\u0438\u043a \u0437\u043e\u0431\u043e\u0432\u2019\u044f\u0437\u0430\u043d\u0438\u0439 \u043f\u0435\u0440\u0435\u043e\u0444\u043e\u0440\u043c\u0438\u0442\u0438 \u043b\u0456\u0446\u0435\u043d\u0437\u0456\u044e \u0443 \u0432\u0438\u043f\u0430\u0434\u043a\u0430\u0445, \u043f\u0435\u0440\u0435\u0434\u0431\u0430\u0447\u0435\u043d\u0438\u0445 \u0441\u0442\u0430\u0442\u0442\u0435\u044e 25 \u0417\u0430\u043a\u043e\u043d\u0443 \u0423\u043a\u0440\u0430\u0457\u043d\u0438 “\u041f\u0440\u043e \u0441\u0442\u0440\u0430\u0445\u0443\u0432\u0430\u043d\u043d\u044f”.\n\n2. The insurer is obliged to reissue the license in the cases provided for by Article 25 of the Law of Ukraine “On Insurance”.\n\n2. \u0421\u0442\u0440\u0430\u0445\u043e\u0432\u0438\u043a \u043f\u043e\u0434\u0430\u0454 \u0434\u043e \u041d\u0430\u0446\u0456\u043e\u043d\u0430\u043b\u044c\u043d\u043e\u0433\u043e \u0431\u0430\u043d\u043a\u0443 \u0434\u043e\u043a\u0443\u043c\u0435\u043d\u0442\u0438 \u0434\u043b\u044f \u043f\u0435\u0440\u0435\u043e\u0444\u043e\u0440\u043c\u043b\u0435\u043d\u043d\u044f \u043b\u0456\u0446\u0435\u043d\u0437\u0456\u0457 \u043f\u0440\u043e\u0442\u044f\u0433\u043e\u043c 15 \u0440\u043e\u0431\u043e\u0447\u0438\u0445 \u0434\u043d\u0456\u0432 \u0456\u0437 \u0434\u043d\u044f \u0432\u0438\u043d\u0438\u043a\u043d\u0435\u043d\u043d\u044f \u043f\u0456\u0434\u0441\u0442\u0430\u0432 \u0434\u043b\u044f \u0457\u0457 \u043f\u0435\u0440\u0435\u043e\u0444\u043e\u0440\u043c\u043b\u0435\u043d\u043d\u044f.\n\n2. The insurer shall submit to the National Bank documents for reissuance of the license within 15 working days from the date of occurrence of the grounds for its reissuance.\n\n3. \u0414\u043b\u044f \u043f\u0435\u0440\u0435\u043e\u0444\u043e\u0440\u043c\u043b\u0435\u043d\u043d\u044f \u043b\u0456\u0446\u0435\u043d\u0437\u0456\u0457 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0438\u043a \u043f\u043e\u0434\u0430\u0454 \u0434\u043e \u041d\u0430\u0446\u0456\u043e\u043d\u0430\u043b\u044c\u043d\u043e\u0433\u043e \u0431\u0430\u043d\u043a\u0443:\n\n3. To reissue a license, the insurer shall submit to the National Bank:\n\n1) \u0437\u0430\u044f\u0432\u0443 \u043f\u0440\u043e \u043f\u0435\u0440\u0435\u043e\u0444\u043e\u0440\u043c\u043b\u0435\u043d\u043d\u044f \u043b\u0456\u0446\u0435\u043d\u0437\u0456\u0457 \u0437\u0430 \u0444\u043e\u0440\u043c\u043e\u044e \u0437\u0433\u0456\u0434\u043d\u043e \u0437 \u0434\u043e\u0434\u0430\u0442\u043a\u043e\u043c 1 \u0434\u043e \u0446\u044c\u043e\u0433\u043e \u041f\u043e\u043b\u043e\u0436\u0435\u043d\u043d\u044f;\n\n1) an application for reissuance of a license in the form according to Appendix 1 to this Regulation;\n\n2) \u0434\u043e\u043a\u0443\u043c\u0435\u043d\u0442\u0438, \u0449\u043e \u043f\u0456\u0434\u0442\u0432\u0435\u0440\u0434\u0436\u0443\u044e\u0442\u044c \u043e\u0431\u0441\u0442\u0430\u0432\u0438\u043d\u0438, \u044f\u043a\u0456 \u0454 \u043f\u0456\u0434\u0441\u0442\u0430\u0432\u043e\u044e \u0434\u043b\u044f \u043f\u0435\u0440\u0435\u043e\u0444\u043e\u0440\u043c\u043b\u0435\u043d\u043d\u044f \u043b\u0456\u0446\u0435\u043d\u0437\u0456\u0457.\n\n2) documents confirming the circumstances that are the basis for the reissuance of the license.\n\n4. \u041d\u0430\u0446\u0456\u043e\u043d\u0430\u043b\u044c\u043d\u0438\u0439 \u0431\u0430\u043d\u043a \u043f\u0440\u043e\u0442\u044f\u0433\u043e\u043c 10 \u0440\u043e\u0431\u043e\u0447\u0438\u0445 \u0434\u043d\u0456\u0432 \u0456\u0437 \u0434\u043d\u044f \u043e\u0442\u0440\u0438\u043c\u0430\u043d\u043d\u044f \u0434\u043e\u043a\u0443\u043c\u0435\u043d\u0442\u0456\u0432, \u043f\u0435\u0440\u0435\u0434\u0431\u0430\u0447\u0435\u043d\u0438\u0445 \u043f\u0443\u043d\u043a\u0442\u043e\u043c 3 \u0446\u0456\u0454\u0457 \u0433\u043b\u0430\u0432\u0438, \u043f\u0440\u0438\u0439\u043c\u0430\u0454 \u0440\u0456\u0448\u0435\u043d\u043d\u044f \u043f\u0440\u043e \u043f\u0435\u0440\u0435\u043e\u0444\u043e\u0440\u043c\u043b\u0435\u043d\u043d\u044f \u043b\u0456\u0446\u0435\u043d\u0437\u0456\u0457, \u043f\u0440\u043e \u0449\u043e \u043f\u0438\u0441\u044c\u043c\u043e\u0432\u043e \u043f\u043e\u0432\u0456\u0434\u043e\u043c\u043b\u044f\u0454 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0438\u043a\u0430.\n\n4. The National Bank, within 10 working days from the date of receipt of the documents provided for in paragraph 3 of this chapter, shall decide on the reissuance of the license and notify the insurer in writing.\n\n\u0423 \u0440\u0430\u0437\u0456 \u043d\u0435\u043f\u043e\u0434\u0430\u043d\u043d\u044f \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0438\u043a\u043e\u043c \u0434\u043e\u043a\u0443\u043c\u0435\u043d\u0442\u0456\u0432 \u0434\u043b\u044f \u043f\u0435\u0440\u0435\u043e\u0444\u043e\u0440\u043c\u043b\u0435\u043d\u043d\u044f \u043b\u0456\u0446\u0435\u043d\u0437\u0456\u0457 \u0443 \u0441\u0442\u0440\u043e\u043a, \u043f\u0435\u0440\u0435\u0434\u0431\u0430\u0447\u0435\u043d\u0438\u0439 \u043f\u0443\u043d\u043a\u0442\u043e\u043c 2 \u0446\u0456\u0454\u0457 \u0433\u043b\u0430\u0432\u0438, \u041d\u0430\u0446\u0456\u043e\u043d\u0430\u043b\u044c\u043d\u0438\u0439 \u0431\u0430\u043d\u043a \u043c\u0430\u0454 \u043f\u0440\u0430\u0432\u043e \u043f\u0440\u0438\u0439\u043d\u044f\u0442\u0438 \u0440\u0456\u0448\u0435\u043d\u043d\u044f \u043f\u0440\u043e \u0437\u0443\u043f\u0438\u043d\u0435\u043d\u043d\u044f \u0434\u0456\u0457 \u043b\u0456\u0446\u0435\u043d\u0437\u0456\u0457 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0438\u043a\u0430.\n\nIf the insurer fails to submit documents for reissuance of the license within the period provided for in paragraph 2 of this chapter, the National Bank has the right to decide to suspend the insurer’s license.\n\n5. \u0423 \u0440\u0430\u0437\u0456 \u0437\u043c\u0456\u043d\u0438 \u043d\u0430\u0439\u043c\u0435\u043d\u0443\u0432\u0430\u043d\u043d\u044f \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0438\u043a\u0430 \u0430\u0431\u043e \u043c\u0456\u0441\u0446\u0435\u0437\u043d\u0430\u0445\u043e\u0434\u0436\u0435\u043d\u043d\u044f \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0438\u043a\u0430, \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0438\u043a \u043f\u043e\u0434\u0430\u0454 \u0432\u0441\u0456 \u043e\u0440\u0438\u0433\u0456\u043d\u0430\u043b\u0438 \u043b\u0456\u0446\u0435\u043d\u0437\u0456\u0439, \u044f\u043a\u0456 \u043f\u0456\u0434\u043b\u044f\u0433\u0430\u044e\u0442\u044c \u043f\u0435\u0440\u0435\u043e\u0444\u043e\u0440\u043c\u043b\u0435\u043d\u043d\u044e, \u0434\u043e \u041d\u0430\u0446\u0456\u043e\u043d\u0430\u043b\u044c\u043d\u043e\u0433\u043e \u0431\u0430\u043d\u043a\u0443 \u043e\u0434\u043d\u043e\u0447\u0430\u0441\u043d\u043e \u0437 \u043f\u043e\u0434\u0430\u043d\u043d\u044f\u043c \u0434\u043e\u043a\u0443\u043c\u0435\u043d\u0442\u0456\u0432 \u0434\u043b\u044f \u043f\u0435\u0440\u0435\u043e\u0444\u043e\u0440\u043c\u043b\u0435\u043d\u043d\u044f \u043b\u0456\u0446\u0435\u043d\u0437\u0456\u0457.\n\n5. In case of a change in the name of the insurer or the location of the insurer, the insurer shall submit all originals of licenses subject to reissuance to the National Bank simultaneously with the submission of documents for reissuance of the license.\n\n6. \u041f\u0435\u0440\u0435\u043e\u0444\u043e\u0440\u043c\u043b\u0435\u043d\u0430 \u043b\u0456\u0446\u0435\u043d\u0437\u0456\u044f \u0432\u0438\u0434\u0430\u0454\u0442\u044c\u0441\u044f \u041d\u0430\u0446\u0456\u043e\u043d\u0430\u043b\u044c\u043d\u0438\u043c \u0431\u0430\u043d\u043a\u043e\u043c \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0438\u043a\u0443 \u043d\u0435 \u043f\u0456\u0437\u043d\u0456\u0448\u0435 \u043d\u0456\u0436 \u0447\u0435\u0440\u0435\u0437 \u0442\u0440\u0438 \u0440\u043e\u0431\u043e\u0447\u0456 \u0434\u043d\u0456 \u0437 \u0434\u043d\u044f \u043f\u0440\u0438\u0439\u043d\u044f\u0442\u0442\u044f \u0440\u0456\u0448\u0435\u043d\u043d\u044f \u043f\u0440\u043e \u043f\u0435\u0440\u0435\u043e\u0444\u043e\u0440\u043c\u043b\u0435\u043d\u043d\u044f \u043b\u0456\u0446\u0435\u043d\u0437\u0456\u0457.\n\n6. The reissued license shall be issued by the National Bank to the insurer no later than three working days from the date of the decision to reissue the license.\n\n7. \u0423 \u0440\u0430\u0437\u0456 \u043f\u0435\u0440\u0435\u043e\u0444\u043e\u0440\u043c\u043b\u0435\u043d\u043d\u044f \u043b\u0456\u0446\u0435\u043d\u0437\u0456\u0457 \u041d\u0430\u0446\u0456\u043e\u043d\u0430\u043b\u044c\u043d\u0438\u0439 \u0431\u0430\u043d\u043a \u043f\u0440\u0438\u0439\u043c\u0430\u0454 \u0440\u0456\u0448\u0435\u043d\u043d\u044f \u043f\u0440\u043e \u0432\u0438\u0437\u043d\u0430\u043d\u043d\u044f \u043d\u0435\u0434\u0456\u0439\u0441\u043d\u0438\u043c\u0438 \u043b\u0456\u0446\u0435\u043d\u0437\u0456\u0439, \u0449\u043e \u043f\u0435\u0440\u0435\u043e\u0444\u043e\u0440\u043c\u043b\u044e\u044e\u0442\u044c\u0441\u044f, \u0437 \u043e\u0434\u043d\u043e\u0447\u0430\u0441\u043d\u0438\u043c \u043e\u0444\u043e\u0440\u043c\u043b\u0435\u043d\u043d\u044f\u043c \u043d\u043e\u0432\u043e\u0457 \u043b\u0456\u0446\u0435\u043d\u0437\u0456\u0457.\n\n7. In case of reissuance of a license, the National Bank shall decide to invalidate the licenses being reissued while simultaneously issuing a new license.\n\n8. \u0421\u0442\u0440\u043e\u043a \u0434\u0456\u0457 \u043f\u0435\u0440\u0435\u043e\u0444\u043e\u0440\u043c\u043b\u0435\u043d\u043e\u0457 \u043b\u0456\u0446\u0435\u043d\u0437\u0456\u0457 \u043d\u0435 \u043c\u043e\u0436\u0435 \u043f\u0435\u0440\u0435\u0432\u0438\u0449\u0443\u0432\u0430\u0442\u0438 \u0441\u0442\u0440\u043e\u043a\u0443 \u0434\u0456\u0457, \u0449\u043e \u0431\u0443\u0432 \u0437\u0430\u0437\u043d\u0430\u0447\u0435\u043d\u0438\u0439 \u0443 \u043b\u0456\u0446\u0435\u043d\u0437\u0456\u0457, \u044f\u043a\u0430 \u043f\u0435\u0440\u0435\u043e\u0444\u043e\u0440\u043c\u043b\u044e\u0454\u0442\u044c\u0441\u044f.\n\n8. The validity period of the reissued license may not exceed the validity period specified in the license being reissued.\n\n9. \u0423 \u0440\u0430\u0437\u0456 \u0432\u0442\u0440\u0430\u0442\u0438 \u0430\u0431\u043e \u043f\u043e\u0448\u043a\u043e\u0434\u0436\u0435\u043d\u043d\u044f \u043b\u0456\u0446\u0435\u043d\u0437\u0456\u0457 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0438\u043a \u0437\u043e\u0431\u043e\u0432\u2019\u044f\u0437\u0430\u043d\u0438\u0439 \u043e\u0442\u0440\u0438\u043c\u0430\u0442\u0438 \u0434\u0443\u0431\u043b\u0456\u043a\u0430\u0442 \u043b\u0456\u0446\u0435\u043d\u0437\u0456\u0457 \u0432 \u043f\u043e\u0440\u044f\u0434\u043a\u0443, \u043f\u0435\u0440\u0435\u0434\u0431\u0430\u0447\u0435\u043d\u043e\u043c\u0443 \u0433\u043b\u0430\u0432\u043e\u044e 7 \u0446\u044c\u043e\u0433\u043e \u0440\u043e\u0437\u0434\u0456\u043b\u0443.”;\n\n9. In case of loss or damage to the license, the insurer is obliged to obtain a duplicate of the license in the manner provided for in Chapter 7 of this Section.”;\n\n\u0434) \u0443 \u0433\u043b\u0430\u0432\u0456 7:\n\nd) in Chapter 7:\n\n\u043f\u0443\u043d\u043a\u0442 1 \u0432\u0438\u043a\u043b\u0430\u0441\u0442\u0438 \u0432 \u0442\u0430\u043a\u0456\u0439 \u0440\u0435\u0434\u0430\u043a\u0446\u0456\u0457:\n\nparagraph 1 shall be stated as follows:\n\n“1. \u0423 \u0440\u0430\u0437\u0456 \u0432\u0442\u0440\u0430\u0442\u0438 \u0430\u0431\u043e \u043f\u043e\u0448\u043a\u043e\u0434\u0436\u0435\u043d\u043d\u044f \u043b\u0456\u0446\u0435\u043d\u0437\u0456\u0457 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0438\u043a \u0437\u043e\u0431\u043e\u0432\u2019\u044f\u0437\u0430\u043d\u0438\u0439 \u043f\u043e\u0434\u0430\u0442\u0438 \u041d\u0430\u0446\u0456\u043e\u043d\u0430\u043b\u044c\u043d\u043e\u043c\u0443 \u0431\u0430\u043d\u043a\u0443 \u043f\u0440\u043e\u0442\u044f\u0433\u043e\u043c \u043f\u2019\u044f\u0442\u0438 \u0440\u043e\u0431\u043e\u0447\u0438\u0445 \u0434\u043d\u0456\u0432 \u0456\u0437 \u0434\u043d\u044f \u043d\u0430\u0441\u0442\u0430\u043d\u043d\u044f \u0442\u0430\u043a\u043e\u0433\u043e \u0432\u0438\u043f\u0430\u0434\u043a\u0443:\n\n“1. In case of loss or damage to the license, the insurer is obliged to submit to the National Bank within five working days from the date of occurrence of such event:\n\n1) \u0437\u0430\u044f\u0432\u0443 \u043f\u0440\u043e \u0432\u0438\u0434\u0430\u0447\u0443 \u0434\u0443\u0431\u043b\u0456\u043a\u0430\u0442\u0430 \u043b\u0456\u0446\u0435\u043d\u0437\u0456\u0457 \u0437\u0430 \u0444\u043e\u0440\u043c\u043e\u044e \u0437\u0433\u0456\u0434\u043d\u043e \u0437 \u0434\u043e\u0434\u0430\u0442\u043a\u043e\u043c 1 \u0434\u043e \u0446\u044c\u043e\u0433\u043e \u041f\u043e\u043b\u043e\u0436\u0435\u043d\u043d\u044f;\n\n1) an application for the issuance of a duplicate of the license in the form according to Appendix 1 to this Regulation;\n\n2) \u043a\u043e\u043f\u0456\u044e \u043e\u0433\u043e\u043b\u043e\u0448\u0435\u043d\u043d\u044f \u043f\u0440\u043e \u0432\u0442\u0440\u0430\u0442\u0443 \u043b\u0456\u0446\u0435\u043d\u0437\u0456\u0457 \u0432 \u0434\u0440\u0443\u043a\u043e\u0432\u0430\u043d\u043e\u043c\u0443 \u0437\u0430\u0441\u043e\u0431\u0456 \u043c\u0430\u0441\u043e\u0432\u043e\u0457 \u0456\u043d\u0444\u043e\u0440\u043c\u0430\u0446\u0456\u0457, \u0443 \u044f\u043a\u043e\u043c\u0443 \u043e\u043f\u0440\u0438\u043b\u044e\u0434\u043d\u044e\u044e\u0442\u044c\u0441\u044f \u0432\u0456\u0434\u043e\u043c\u043e\u0441\u0442\u0456 \u043f\u0440\u043e \u0432\u0442\u0440\u0430\u0442\u0443 \u0434\u043e\u043a\u0443\u043c\u0435\u043d\u0442\u0456\u0432 (\u0443 \u0440\u0430\u0437\u0456 \u0432\u0442\u0440\u0430\u0442\u0438 \u043b\u0456\u0446\u0435\u043d\u0437\u0456\u0457);\n\n2) a copy of the announcement of the loss of the license in a printed mass media in which information on the loss of documents is published (in case of loss of the license);\n\n3) \u043f\u043e\u0448\u043a\u043e\u0434\u0436\u0435\u043d\u0443 \u043b\u0456\u0446\u0435\u043d\u0437\u0456\u044e (\u0443 \u0440\u0430\u0437\u0456 \u0457\u0457 \u043f\u043e\u0448\u043a\u043e\u0434\u0436\u0435\u043d\u043d\u044f).”;\n\n3) the damaged license (in case of damage).”;\n\n\u043f\u0443\u043d\u043a\u0442 3 \u0432\u0438\u043a\u043b\u0430\u0441\u0442\u0438 \u0432 \u0442\u0430\u043a\u0456\u0439 \u0440\u0435\u0434\u0430\u043a\u0446\u0456\u0457:\n\nparagraph 3 shall be stated as follows:\n\n“3. \u041d\u0430\u0446\u0456\u043e\u043d\u0430\u043b\u044c\u043d\u0438\u0439 \u0431\u0430\u043d\u043a \u043f\u0440\u043e\u0442\u044f\u0433\u043e\u043c 10 \u0440\u043e\u0431\u043e\u0447\u0438\u0445 \u0434\u043d\u0456\u0432 \u0456\u0437 \u0434\u043d\u044f \u043e\u0442\u0440\u0438\u043c\u0430\u043d\u043d\u044f \u0434\u043e\u043a\u0443\u043c\u0435\u043d\u0442\u0456\u0432, \u043f\u0435\u0440\u0435\u0434\u0431\u0430\u0447\u0435\u043d\u0438\u0445 \u043f\u0443\u043d\u043a\u0442\u043e\u043c 1 \u0446\u0456\u0454\u0457 \u0433\u043b\u0430\u0432\u0438, \u0432\u0438\u0434\u0430\u0454 \u0434\u0443\u0431\u043b\u0456\u043a\u0430\u0442 \u043b\u0456\u0446\u0435\u043d\u0437\u0456\u0457, \u043f\u0440\u043e \u0449\u043e \u043f\u0438\u0441\u044c\u043c\u043e\u0432\u043e \u043f\u043e\u0432\u0456\u0434\u043e\u043c\u043b\u044f\u0454 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0438\u043a\u0430.”;\n\n“3. The National Bank, within 10 working days from the date of receipt of the documents provided for in paragraph 1 of this chapter, shall issue a duplicate of the license and notify the insurer in writing.”;\n\n\u0435) \u0443 \u0433\u043b\u0430\u0432\u0456 8:\n\ne) in Chapter 8:\n\n\u043f\u0443\u043d\u043a\u0442 1 \u0432\u0438\u043a\u043b\u0430\u0441\u0442\u0438 \u0432 \u0442\u0430\u043a\u0456\u0439 \u0440\u0435\u0434\u0430\u043a\u0446\u0456\u0457:\n\nparagraph 1 shall be stated as follows:\n\n“1. \u041d\u0430\u0446\u0456\u043e\u043d\u0430\u043b\u044c\u043d\u0438\u0439 \u0431\u0430\u043d\u043a \u043f\u0440\u0438\u0439\u043c\u0430\u0454 \u0440\u0456\u0448\u0435\u043d\u043d\u044f \u043f\u0440\u043e \u0430\u043d\u0443\u043b\u044e\u0432\u0430\u043d\u043d\u044f \u043b\u0456\u0446\u0435\u043d\u0437\u0456\u0457 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0438\u043a\u0443 \u0443 \u0432\u0438\u043f\u0430\u0434\u043a\u0430\u0445, \u043f\u0435\u0440\u0435\u0434\u0431\u0430\u0447\u0435\u043d\u0438\u0445 \u0441\u0442\u0430\u0442\u0442\u0435\u044e 38 \u0417\u0430\u043a\u043e\u043d\u0443 \u0423\u043a\u0440\u0430\u0457\u043d\u0438 “\u041f\u0440\u043e \u0441\u0442\u0440\u0430\u0445\u0443\u0432\u0430\u043d\u043d\u044f”.”;\n\n“1. The National Bank shall decide to cancel the insurer’s license in the cases provided for by Article 38 of the Law of Ukraine “On Insurance”.”;\n\n3) \u0443 \u0434\u043e\u0434\u0430\u0442\u043a\u0443 1 \u0434\u043e \u041f\u043e\u043b\u043e\u0436\u0435\u043d\u043d\u044f:\n\n3) in Appendix 1 to the Regulation:\n\n\u0430) \u043f\u0443\u043d\u043a\u0442 7 \u0432\u0438\u043a\u043b\u0430\u0441\u0442\u0438 \u0432 \u0442\u0430\u043a\u0456\u0439 \u0440\u0435\u0434\u0430\u043a\u0446\u0456\u0457:\n\na) paragraph 7 shall be stated as follows:\n\n“7. \u041f\u0440\u043e\u0448\u0443 \u0432\u0438\u0434\u0430\u0442\u0438 \u043b\u0456\u0446\u0435\u043d\u0437\u0456\u044e \u043d\u0430 \u043f\u0440\u043e\u0432\u0430\u0434\u0436\u0435\u043d\u043d\u044f \u0434\u0456\u044f\u043b\u044c\u043d\u043e\u0441\u0442\u0456 \u0437 [\u0437\u0430\u0437\u043d\u0430\u0447\u0438\u0442\u0438 \u0432\u0438\u0434 (\u0432\u0438\u0434\u0438) \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u043e\u0457 \u043f\u043e\u0441\u043b\u0443\u0433\u0438 (\u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u0438\u0445 \u043f\u043e\u0441\u043b\u0443\u0433)] \/ \u043f\u0435\u0440\u0435\u043e\u0444\u043e\u0440\u043c\u0438\u0442\u0438 \u043b\u0456\u0446\u0435\u043d\u0437\u0456\u044e \/ \u0432\u0438\u0434\u0430\u0442\u0438 \u0434\u0443\u0431\u043b\u0456\u043a\u0430\u0442 \u043b\u0456\u0446\u0435\u043d\u0437\u0456\u0457 (\u043d\u0435\u043e\u0431\u0445\u0456\u0434\u043d\u0435 \u043f\u0456\u0434\u043a\u0440\u0435\u0441\u043b\u0438\u0442\u0438).”;\n\n“7. I request to issue a license to conduct activities in [specify the type(s) of financial service(s)] \/ reissue the license \/ issue a duplicate of the license (underline as necessary).”;\n\n\u0431) \u043f\u0443\u043d\u043a\u0442 8 \u0432\u0438\u043a\u043b\u0430\u0441\u0442\u0438 \u0432 \u0442\u0430\u043a\u0456\u0439 \u0440\u0435\u0434\u0430\u043a\u0446\u0456\u0457:\n\nb) paragraph 8 shall be stated as follows:\n\n“8. \u0412\u0456\u0434\u043e\u043c\u043e\u0441\u0442\u0456 \u043f\u0440\u043e \u0432\u0438\u0434\u0438 \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u0438\u0445 \u043f\u043e\u0441\u043b\u0443\u0433, \u044f\u043a\u0456 \u043c\u0430\u0454 \u043d\u0430\u043c\u0456\u0440 \u043d\u0430\u0434\u0430\u0432\u0430\u0442\u0438 \u0437\u0430\u044f\u0432\u043d\u0438\u043a: [\u0437\u0430\u0437\u043d\u0430\u0447\u0438\u0442\u0438 \u0432\u0438\u0447\u0435\u0440\u043f\u043d\u0438\u0439 \u043f\u0435\u0440\u0435\u043b\u0456\u043a \u0432\u0438\u0434\u0456\u0432 \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u0438\u0445 \u043f\u043e\u0441\u043b\u0443\u0433, \u044f\u043a\u0456 \u043c\u0430\u0454 \u043d\u0430\u043c\u0456\u0440 \u043d\u0430\u0434\u0430\u0432\u0430\u0442\u0438 \u0437\u0430\u044f\u0432\u043d\u0438\u043a, \u0437\u043e\u043a\u0440\u0435\u043c\u0430 \u0437\u0430\u0437\u043d\u0430\u0447\u0438\u0442\u0438 \u0432\u0438\u0434\u0438 \u0434\u043e\u0431\u0440\u043e\u0432\u0456\u043b\u044c\u043d\u043e\u0433\u043e \u0442\u0430\/\u0430\u0431\u043e \u043e\u0431\u043e\u0432\u2019\u044f\u0437\u043a\u043e\u0432\u043e\u0433\u043e \u0441\u0442\u0440\u0430\u0445\u0443\u0432\u0430\u043d\u043d\u044f, \u044f\u043a\u0456 \u043c\u0430\u0454 \u043d\u0430\u043c\u0456\u0440 \u0437\u0434\u0456\u0439\u0441\u043d\u044e\u0432\u0430\u0442\u0438 \u0437\u0430\u044f\u0432\u043d\u0438\u043a].”;\n\n“8. Information on the types of financial services that the applicant intends to provide: [specify an exhaustive list of types of financial services that the applicant intends to provide, in particular, specify the types of voluntary and\/or mandatory insurance that the applicant intends to carry out].”;\n\n2. \u0423 \u041f\u043e\u043b\u043e\u0436\u0435\u043d\u043d\u0456 \u043f\u0440\u043e \u0432\u0438\u043c\u043e\u0433\u0438 \u0434\u043e \u0434\u043e\u0433\u043e\u0432\u043e\u0440\u0456\u0432 \u0441\u0442\u0440\u0430\u0445\u0443\u0432\u0430\u043d\u043d\u044f, \u0437\u0430\u0442\u0432\u0435\u0440\u0434\u0436\u0435\u043d\u043e\u043c\u0443 \u043f\u043e\u0441\u0442\u0430\u043d\u043e\u0432\u043e\u044e \u041f\u0440\u0430\u0432\u043b\u0456\u043d\u043d\u044f \u041d\u0430\u0446\u0456\u043e\u043d\u0430\u043b\u044c\u043d\u043e\u0433\u043e \u0431\u0430\u043d\u043a\u0443 \u0423\u043a\u0440\u0430\u0457\u043d\u0438 \u0432\u0456\u0434 16 \u0433\u0440\u0443\u0434\u043d\u044f 2021 \u0440\u043e\u043a\u0443 \u2116 142, \u0437\u0430\u0440\u0435\u0454\u0441\u0442\u0440\u043e\u0432\u0430\u043d\u043e\u043c\u0443 \u0432 \u041c\u0456\u043d\u0456\u0441\u0442\u0435\u0440\u0441\u0442\u0432\u0456 \u044e\u0441\u0442\u0438\u0446\u0456\u0457 \u0423\u043a\u0440\u0430\u0457\u043d\u0438 17 \u0441\u0456\u0447\u043d\u044f 2022 \u0440\u043e\u043a\u0443 \u0437\u0430 \u2116 54\/37390:\n\n2. In the Regulation on Requirements for Insurance Contracts, approved by the Resolution of the Board of the National Bank of Ukraine dated December 16, 2021 No. 142, registered with the Ministry of Justice of Ukraine on January 17, 2022 under No. 54\/37390:\n\n1) \u043f\u0443\u043d\u043a\u0442 3 \u0433\u043b\u0430\u0432\u0438 1 \u0440\u043e\u0437\u0434\u0456\u043b\u0443 II \u0434\u043e\u043f\u043e\u0432\u043d\u0438\u0442\u0438 \u043d\u043e\u0432\u0438\u043c \u0430\u0431\u0437\u0430\u0446\u043e\u043c \u0442\u0430\u043a\u043e\u0433\u043e \u0437\u043c\u0456\u0441\u0442\u0443:\n\n1) paragraph 3 of Chapter 1 of Section II shall be supplemented with a new paragraph as follows:\n\n“\u0423 \u0440\u0430\u0437\u0456 \u0443\u043a\u043b\u0430\u0434\u0435\u043d\u043d\u044f \u0435\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u043e\u0433\u043e \u0434\u043e\u0433\u043e\u0432\u043e\u0440\u0443 \u0441\u0442\u0440\u0430\u0445\u0443\u0432\u0430\u043d\u043d\u044f \u043d\u0430\u0434\u0430\u043d\u043d\u044f \u0437\u0433\u043e\u0434\u0438 \u0441\u0442\u0440\u0430\u0445\u0443\u0432\u0430\u043b\u044c\u043d\u0438\u043a\u0430 \u043d\u0430 \u0443\u043a\u043b\u0430\u0434\u0435\u043d\u043d\u044f, \u0437\u043c\u0456\u043d\u0443, \u0440\u043e\u0437\u0456\u0440\u0432\u0430\u043d\u043d\u044f \u0430\u0431\u043e \u043f\u0440\u0438\u043f\u0438\u043d\u0435\u043d\u043d\u044f \u0434\u043e\u0433\u043e\u0432\u043e\u0440\u0443 \u0441\u0442\u0440\u0430\u0445\u0443\u0432\u0430\u043d\u043d\u044f \u043c\u043e\u0436\u0435 \u043f\u0456\u0434\u0442\u0432\u0435\u0440\u0434\u0436\u0443\u0432\u0430\u0442\u0438\u0441\u044f \u0437\u0430 \u0434\u043e\u043f\u043e\u043c\u043e\u0433\u043e\u044e \u0435\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u043e\u0433\u043e \u043f\u0456\u0434\u043f\u0438\u0441\u0443, \u0435\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u043e\u0433\u043e \u0446\u0438\u0444\u0440\u043e\u0432\u043e\u0433\u043e \u043f\u0456\u0434\u043f\u0438\u0441\u0443, \u0443\u0434\u043e\u0441\u043a\u043e\u043d\u0430\u043b\u0435\u043d\u043e\u0433\u043e \u0435\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u043e\u0433\u043e \u043f\u0456\u0434\u043f\u0438\u0441\u0443, \u043a\u0432\u0430\u043b\u0456\u0444\u0456\u043a\u043e\u0432\u0430\u043d\u043e\u0433\u043e \u0435\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u043e\u0433\u043e \u043f\u0456\u0434\u043f\u0438\u0441\u0443, \u0435\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u043e\u0433\u043e \u043f\u0456\u0434\u043f\u0438\u0441\u0443 \u043e\u0434\u043d\u043e\u0440\u0430\u0437\u043e\u0432\u0438\u043c \u0456\u0434\u0435\u043d\u0442\u0438\u0444\u0456\u043a\u0430\u0442\u043e\u0440\u043e\u043c, \u0432\u0438\u0437\u043d\u0430\u0447\u0435\u043d\u0438\u043c \u0443 \u043f\u043e\u0440\u044f\u0434\u043a\u0443, \u0443\u0441\u0442\u0430\u043d\u043e\u0432\u043b\u0435\u043d\u043e\u043c\u0443 \u0437\u0430\u043a\u043e\u043d\u043e\u0434\u0430\u0432\u0441\u0442\u0432\u043e\u043c \u0443 \u0441\u0444\u0435\u0440\u0456 \u0435\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u043e\u0457 \u043a\u043e\u043c\u0435\u0440\u0446\u0456\u0457, \u0456\u043d\u0448\u043e\u0433\u043e \u0430\u043d\u0430\u043b\u043e\u0433\u0430 \u0432\u043b\u0430\u0441\u043d\u043e\u0440\u0443\u0447\u043d\u043e\u0433\u043e \u043f\u0456\u0434\u043f\u0438\u0441\u0443 (\u043f\u0435\u0447\u0430\u0442\u043a\u0438) \u0437\u0430 \u043f\u0438\u0441\u044c\u043c\u043e\u0432\u043e\u044e \u0437\u0433\u043e\u0434\u043e\u044e \u0441\u0442\u0440\u0430\u0445\u0443\u0432\u0430\u043b\u044c\u043d\u0438\u043a\u0430.”;\n\n“In the case of concluding an electronic insurance contract, the policyholder’s consent to the conclusion, amendment, termination or cancellation of the insurance contract may be confirmed by means of an electronic signature, electronic digital signature, advanced electronic signature, qualified electronic signature, electronic signature with a one-time identifier, determined in accordance with the procedure established by the legislation in the field of electronic commerce, another analogue of a handwritten signature (seal) with the written consent of the policyholder.”;\n\n2) \u043f\u0443\u043d\u043a\u0442 1 \u0433\u043b\u0430\u0432\u0438 3 \u0440\u043e\u0437\u0434\u0456\u043b\u0443 II \u0434\u043e\u043f\u043e\u0432\u043d\u0438\u0442\u0438 \u043d\u043e\u0432\u0438\u043c \u0430\u0431\u0437\u0430\u0446\u043e\u043c \u0442\u0430\u043a\u043e\u0433\u043e \u0437\u043c\u0456\u0441\u0442\u0443:\n\n2) paragraph 1 of Chapter 3 of Section II shall be supplemented with a new paragraph as follows:\n\n“\u0423 \u0440\u0430\u0437\u0456 \u0443\u043a\u043b\u0430\u0434\u0435\u043d\u043d\u044f \u0435\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u043e\u0433\u043e \u0434\u043e\u0433\u043e\u0432\u043e\u0440\u0443 \u0441\u0442\u0440\u0430\u0445\u0443\u0432\u0430\u043d\u043d\u044f \u0441\u043f\u043b\u0430\u0442\u0430 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u043e\u0433\u043e \u043f\u043b\u0430\u0442\u0435\u0436\u0443 (\u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0438\u0445 \u0432\u043d\u0435\u0441\u043a\u0456\u0432, \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0438\u0445 \u043f\u0440\u0435\u043c\u0456\u0439) \u043c\u043e\u0436\u0435 \u043f\u0456\u0434\u0442\u0432\u0435\u0440\u0434\u0436\u0443\u0432\u0430\u0442\u0438\u0441\u044f \u0434\u043e\u043a\u0443\u043c\u0435\u043d\u0442\u043e\u043c (\u043a\u0432\u0438\u0442\u0430\u043d\u0446\u0456\u0454\u044e, \u043f\u043b\u0430\u0442\u0456\u0436\u043d\u0438\u043c \u0434\u043e\u0440\u0443\u0447\u0435\u043d\u043d\u044f\u043c \u0442\u043e\u0449\u043e) \u043f\u0440\u043e \u043f\u0435\u0440\u0435\u043a\u0430\u0437 \u043a\u043e\u0448\u0442\u0456\u0432 \u043d\u0430 \u0440\u0430\u0445\u0443\u043d\u043e\u043a \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0438\u043a\u0430, \u0449\u043e \u0437\u0430\u0441\u0432\u0456\u0434\u0447\u0435\u043d\u0438\u0439 \u0431\u0430\u043d\u043a\u043e\u043c, \u043d\u0435\u0431\u0430\u043d\u043a\u0456\u0432\u0441\u044c\u043a\u043e\u044e \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u043e\u044e \u0443\u0441\u0442\u0430\u043d\u043e\u0432\u043e\u044e (\u0443 \u0442\u043e\u043c\u0443 \u0447\u0438\u0441\u043b\u0456 \u043f\u043b\u0430\u0442\u0456\u0436\u043d\u043e\u044e \u043e\u0440\u0433\u0430\u043d\u0456\u0437\u0430\u0446\u0456\u0454\u044e, \u0443\u0447\u0430\u0441\u043d\u0438\u043a\u043e\u043c \u043f\u043b\u0430\u0442\u0456\u0436\u043d\u043e\u0457 \u0441\u0438\u0441\u0442\u0435\u043c\u0438).”.\n\n“In the case of concluding an electronic insurance contract, payment of the insurance payment (insurance contributions, insurance premiums) may be confirmed by a document (receipt, payment order, etc.) on the transfer of funds to the insurer’s account, certified by a bank, a non-bank financial institution (including a payment organization, a participant of the payment system).”.\n\n3. \u0423 \u041f\u043e\u043b\u043e\u0436\u0435\u043d\u043d\u0456 \u043f\u0440\u043e \u043f\u0440\u0443\u0434\u0435\u043d\u0446\u0456\u0439\u043d\u0456 \u043d\u043e\u0440\u043c\u0430\u0442\u0438\u0432\u0438 \u0442\u0430 \u0432\u0438\u043c\u043e\u0433\u0438 \u0434\u043e \u043f\u043b\u0430\u0442\u043e\u0441\u043f\u0440\u043e\u043c\u043e\u0436\u043d\u043e\u0441\u0442\u0456 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0438\u043a\u0430, \u0437\u0430\u0442\u0432\u0435\u0440\u0434\u0436\u0435\u043d\u043e\u043c\u0443 \u043f\u043e\u0441\u0442\u0430\u043d\u043e\u0432\u043e\u044e \u041f\u0440\u0430\u0432\u043b\u0456\u043d\u043d\u044f \u041d\u0430\u0446\u0456\u043e\u043d\u0430\u043b\u044c\u043d\u043e\u0433\u043e \u0431\u0430\u043d\u043a\u0443 \u0423\u043a\u0440\u0430\u0457\u043d\u0438 \u0432\u0456\u0434 16 \u0433\u0440\u0443\u0434\u043d\u044f 2021 \u0440\u043e\u043a\u0443 \u2116 143, \u0437\u0430\u0440\u0435\u0454\u0441\u0442\u0440\u043e\u0432\u0430\u043d\u043e\u043c\u0443 \u0432 \u041c\u0456\u043d\u0456\u0441\u0442\u0435\u0440\u0441\u0442\u0432\u0456 \u044e\u0441\u0442\u0438\u0446\u0456\u0457 \u0423\u043a\u0440\u0430\u0457\u043d\u0438 28 \u0441\u0456\u0447\u043d\u044f 2022 \u0440\u043e\u043a\u0443 \u0437\u0430 \u2116 112\/37448:\n\n3. In the Regulation on Prudential Standards and Requirements for the Solvency of an Insurer, approved by the Resolution of the Board of the National Bank of Ukraine dated December 16, 2021 No. 143, registered with the Ministry of Justice of Ukraine on January 28, 2022 under No. 112\/37448:\n\n1) \u0443 \u0440\u043e\u0437\u0434\u0456\u043b\u0456 II:\n\n1) in Section II:\n\n\u0430) \u043f\u0443\u043d\u043a\u0442 6 \u0433\u043b\u0430\u0432\u0438 1 \u0434\u043e\u043f\u043e\u0432\u043d\u0438\u0442\u0438 \u043d\u043e\u0432\u0438\u043c \u0430\u0431\u0437\u0430\u0446\u043e\u043c \u0442\u0430\u043a\u043e\u0433\u043e \u0437\u043c\u0456\u0441\u0442\u0443:\n\na) paragraph 6 of Chapter 1 shall be supplemented with a new paragraph as follows:\n\n“\u0417\u043d\u0430\u0447\u0435\u043d\u043d\u044f \u043d\u043e\u0440\u043c\u0430\u0442\u0438\u0432\u0443 \u043f\u043b\u0430\u0442\u043e\u0441\u043f\u0440\u043e\u043c\u043e\u0436\u043d\u043e\u0441\u0442\u0456 \u0442\u0430 \u0434\u043e\u0441\u0442\u0430\u0442\u043d\u043e\u0441\u0442\u0456 \u043a\u0430\u043f\u0456\u0442\u0430\u043b\u0443 \u043c\u0430\u0454 \u0431\u0443\u0442\u0438 \u043d\u0435 \u043c\u0435\u043d\u0448\u0438\u043c \u043d\u0456\u0436 \u043e\u0434\u0438\u043d\u0438\u0446\u044f.”;\n\n“The value of the solvency and capital adequacy ratio shall be not less than one.”;\n\n\u0431) \u043f\u0443\u043d\u043a\u0442 1 \u0433\u043b\u0430\u0432\u0438 2 \u0432\u0438\u043a\u043b\u0430\u0441\u0442\u0438 \u0432 \u0442\u0430\u043a\u0456\u0439 \u0440\u0435\u0434\u0430\u043a\u0446\u0456\u0457:\n\nb) paragraph 1 of Chapter 2 shall be stated as follows:\n\n“1. \u0424\u0430\u043a\u0442\u0438\u0447\u043d\u0438\u0439 \u0437\u0430\u043f\u0430\u0441 \u043f\u043b\u0430\u0442\u043e\u0441\u043f\u0440\u043e\u043c\u043e\u0436\u043d\u043e\u0441\u0442\u0456 \u043c\u0430\u0454 \u0432\u0456\u0434\u043f\u043e\u0432\u0456\u0434\u0430\u0442\u0438 \u0432\u0438\u043c\u043e\u0433\u0430\u043c, \u0432\u0438\u0437\u043d\u0430\u0447\u0435\u043d\u0438\u043c \u0417\u0430\u043a\u043e\u043d\u043e\u043c \u0423\u043a\u0440\u0430\u0457\u043d\u0438 “\u041f\u0440\u043e \u0441\u0442\u0440\u0430\u0445\u0443\u0432\u0430\u043d\u043d\u044f”, \u0442\u0430 \u043c\u0430\u0454 \u0431\u0443\u0442\u0438 \u043d\u0435 \u043c\u0435\u043d\u0448\u0438\u043c \u0437\u0430 \u0440\u043e\u0437\u0440\u0430\u0445\u0443\u043d\u043a\u043e\u0432\u0438\u0439 \u043d\u043e\u0440\u043c\u0430\u0442\u0438\u0432\u043d\u0438\u0439 \u0437\u0430\u043f\u0430\u0441 \u043f\u043b\u0430\u0442\u043e\u0441\u043f\u0440\u043e\u043c\u043e\u0436\u043d\u043e\u0441\u0442\u0456.\n\n“1. The actual solvency margin shall meet the requirements defined by the Law of Ukraine “On Insurance” and shall be not less than the calculated regulatory solvency margin.\n\n\u0420\u043e\u0437\u0440\u0430\u0445\u0443\u043d\u043a\u043e\u0432\u0438\u0439 \u043d\u043e\u0440\u043c\u0430\u0442\u0438\u0432\u043d\u0438\u0439 \u0437\u0430\u043f\u0430\u0441 \u043f\u043b\u0430\u0442\u043e\u0441\u043f\u0440\u043e\u043c\u043e\u0436\u043d\u043e\u0441\u0442\u0456 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0438\u043a\u0430 (\u0420\u0421\u043f) \u0432\u0438\u0437\u043d\u0430\u0447\u0430\u0454\u0442\u044c\u0441\u044f \u044f\u043a \u043d\u0430\u0439\u0431\u0456\u043b\u044c\u0448\u0430 \u0437 \u0432\u0435\u043b\u0438\u0447\u0438\u043d, \u0440\u043e\u0437\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u0445 \u0432\u0456\u0434\u043f\u043e\u0432\u0456\u0434\u043d\u043e \u0434\u043e \u043f\u0443\u043d\u043a\u0442\u0443 2 \u0430\u0431\u043e \u043f\u0443\u043d\u043a\u0442\u0443 3 \u0446\u0456\u0454\u0457 \u0433\u043b\u0430\u0432\u0438.”;\n\nThe calculated regulatory solvency margin of an insurer (\u0420\u0421\u043f) shall be determined as the larger of the values calculated in accordance with paragraph 2 or paragraph 3 of this chapter.”;\n\n\u0432) \u0443 \u0433\u043b\u0430\u0432\u0456 3:\n\nc) in Chapter 3:\n\n\u043f\u0443\u043d\u043a\u0442 1 \u0432\u0438\u043a\u043b\u0430\u0441\u0442\u0438 \u0432 \u0442\u0430\u043a\u0456\u0439 \u0440\u0435\u0434\u0430\u043a\u0446\u0456\u0457:\n\nparagraph 1 shall be stated as follows:\n\n“1. \u041f\u0440\u0438\u0439\u043d\u044f\u0442\u043d\u0456 \u0430\u043a\u0442\u0438\u0432\u0438 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0438\u043a\u0430 – \u0446\u0435 \u0430\u043a\u0442\u0438\u0432\u0438, \u044f\u043a\u0456 \u0432\u0456\u0434\u043f\u043e\u0432\u0456\u0434\u0430\u044e\u0442\u044c \u0432\u0438\u043c\u043e\u0433\u0430\u043c, \u0432\u0438\u0437\u043d\u0430\u0447\u0435\u043d\u0438\u043c \u0417\u0430\u043a\u043e\u043d\u043e\u043c \u0423\u043a\u0440\u0430\u0457\u043d\u0438 “\u041f\u0440\u043e \u0441\u0442\u0440\u0430\u0445\u0443\u0432\u0430\u043d\u043d\u044f”, \u0446\u0438\u043c \u041f\u043e\u043b\u043e\u0436\u0435\u043d\u043d\u044f\u043c \u0442\u0430 \u0456\u043d\u0448\u0438\u043c\u0438 \u043d\u043e\u0440\u043c\u0430\u0442\u0438\u0432\u043d\u043e-\u043f\u0440\u0430\u0432\u043e\u0432\u0438\u043c\u0438 \u0430\u043a\u0442\u0430\u043c\u0438 \u041d\u0430\u0446\u0456\u043e\u043d\u0430\u043b\u044c\u043d\u043e\u0433\u043e \u0431\u0430\u043d\u043a\u0443.”;\n\n“1. Acceptable assets of an insurer are assets that meet the requirements defined by the Law of Ukraine “On Insurance”, this Regulation and other regulatory legal acts of the National Bank.”;\n\n\u043f\u0443\u043d\u043a\u0442 3 \u0432\u0438\u043a\u043b\u0430\u0441\u0442\u0438 \u0432 \u0442\u0430\u043a\u0456\u0439 \u0440\u0435\u0434\u0430\u043a\u0446\u0456\u0457:\n\nparagraph 3 shall be stated as follows:\n\n“3. \u0410\u043a\u0442\u0438\u0432\u0438, \u044f\u043a\u0456 \u043d\u0435 \u0432\u0456\u0434\u043f\u043e\u0432\u0456\u0434\u0430\u044e\u0442\u044c \u0432\u0438\u043c\u043e\u0433\u0430\u043c, \u0432\u0438\u0437\u043d\u0430\u0447\u0435\u043d\u0438\u043c \u0417\u0430\u043a\u043e\u043d\u043e\u043c \u0423\u043a\u0440\u0430\u0457\u043d\u0438 “\u041f\u0440\u043e \u0441\u0442\u0440\u0430\u0445\u0443\u0432\u0430\u043d\u043d\u044f”, \u0446\u0438\u043c \u041f\u043e\u043b\u043e\u0436\u0435\u043d\u043d\u044f\u043c \u0442\u0430 \u0456\u043d\u0448\u0438\u043c\u0438 \u043d\u043e\u0440\u043c\u0430\u0442\u0438\u0432\u043d\u043e-\u043f\u0440\u0430\u0432\u043e\u0432\u0438\u043c\u0438 \u0430\u043a\u0442\u0430\u043c\u0438 \u041d\u0430\u0446\u0456\u043e\u043d\u0430\u043b\u044c\u043d\u043e\u0433\u043e \u0431\u0430\u043d\u043a\u0443, \u0454 \u043d\u0435\u043f\u0440\u0438\u0439\u043d\u044f\u0442\u043d\u0438\u043c\u0438 \u0430\u043a\u0442\u0438\u0432\u0430\u043c\u0438. \u0412\u0430\u0440\u0442\u0456\u0441\u0442\u044c \u043d\u0435\u043f\u0440\u0438\u0439\u043d\u044f\u0442\u043d\u0438\u0445 \u0430\u043a\u0442\u0438\u0432\u0456\u0432 \u043d\u0435 \u0432\u043a\u043b\u044e\u0447\u0430\u0454\u0442\u044c\u0441\u044f \u0434\u043e \u0444\u0430\u043a\u0442\u0438\u0447\u043d\u043e\u0433\u043e \u0437\u0430\u043f\u0430\u0441\u0443 \u043f\u043b\u0430\u0442\u043e\u0441\u043f\u0440\u043e\u043c\u043e\u0436\u043d\u043e\u0441\u0442\u0456 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0438\u043a\u0430.”;\n\n“3. Assets that do not meet the requirements defined by the Law of Ukraine “On Insurance”, this Regulation and other regulatory legal acts of the National Bank are unacceptable assets. The value of unacceptable assets is not included in the actual solvency margin of the insurer.”;\n\n2) \u0434\u043e\u0434\u0430\u0442\u043e\u043a 1 \u0434\u043e \u0446\u044c\u043e\u0433\u043e \u041f\u043e\u043b\u043e\u0436\u0435\u043d\u043d\u044f \u0432\u0438\u043a\u043b\u0430\u0441\u0442\u0438 \u0432 \u043d\u043e\u0432\u0456\u0439 \u0440\u0435\u0434\u0430\u043a\u0446\u0456\u0457, \u0449\u043e \u0434\u043e\u0434\u0430\u0454\u0442\u044c\u0441\u044f.\n\n2) Appendix 1 to this Regulation shall be stated in the new wording attached.\n\n4. \u0423 \u0434\u043e\u0434\u0430\u0442\u043a\u0443 \u0434\u043e \u0406\u043d\u0441\u0442\u0440\u0443\u043a\u0446\u0456\u0457 \u0437 \u0431\u0443\u0445\u0433\u0430\u043b\u0442\u0435\u0440\u0441\u044c\u043a\u043e\u0433\u043e \u043e\u0431\u043b\u0456\u043a\u0443 \u043e\u043f\u0435\u0440\u0430\u0446\u0456\u0439 \u0437\u0456 \u0441\u0442\u0440\u0430\u0445\u0443\u0432\u0430\u043d\u043d\u044f, \u0437\u0430\u0442\u0432\u0435\u0440\u0434\u0436\u0435\u043d\u043e\u0457 \u043f\u043e\u0441\u0442\u0430\u043d\u043e\u0432\u043e\u044e \u041f\u0440\u0430\u0432\u043b\u0456\u043d\u043d\u044f \u041d\u0430\u0446\u0456\u043e\u043d\u0430\u043b\u044c\u043d\u043e\u0433\u043e \u0431\u0430\u043d\u043a\u0443 \u0423\u043a\u0440\u0430\u0457\u043d\u0438 \u0432\u0456\u0434 28 \u0433\u0440\u0443\u0434\u043d\u044f 2021 \u0440\u043e\u043a\u0443 \u2116 161, \u0437\u0430\u0440\u0435\u0454\u0441\u0442\u0440\u043e\u0432\u0430\u043d\u043e\u0457 \u0432 \u041c\u0456\u043d\u0456\u0441\u0442\u0435\u0440\u0441\u0442\u0432\u0456 \u044e\u0441\u0442\u0438\u0446\u0456\u0457 \u0423\u043a\u0440\u0430\u0457\u043d\u0438 25 \u0431\u0435\u0440\u0435\u0437\u043d\u044f 2022 \u0440\u043e\u043a\u0443 \u0437\u0430 \u2116 376\/37712, \u0443 \u0440\u043e\u0437\u0434\u0456\u043b\u0456 1 “\u0417\u0430\u0433\u0430\u043b\u044c\u043d\u0456 \u043f\u043e\u043b\u043e\u0436\u0435\u043d\u043d\u044f”:\n\n4. In the Appendix to the Instructions on Accounting for Insurance Operations, approved by the Resolution of the Board of the National Bank of Ukraine dated December 28, 2021 No. 161, registered with the Ministry of Justice of Ukraine on March 25, 2022 under No. 376\/37712, in Section 1 “General Provisions”:\n\n1) \u0430\u0431\u0437\u0430\u0446 \u0447\u0435\u0442\u0432\u0435\u0440\u0442\u0438\u0439 \u0432\u0438\u043a\u043b\u0430\u0441\u0442\u0438 \u0432 \u0442\u0430\u043a\u0456\u0439 \u0440\u0435\u0434\u0430\u043a\u0446\u0456\u0457:\n\n1) the fourth paragraph shall be stated as follows:\n\n“\u0434\u043e\u043a\u0443\u043c\u0435\u043d\u0442\u0438 \u0437 \u043e\u0431\u043b\u0456\u043a\u0443 \u0431\u043b\u0430\u043d\u043a\u0456\u0432 \u0441\u0443\u0432\u043e\u0440\u043e\u0457 \u0437\u0432\u0456\u0442\u043d\u043e\u0441\u0442\u0456 – \u043f\u0435\u0440\u0432\u0438\u043d\u043d\u0456 \u0434\u043e\u043a\u0443\u043c\u0435\u043d\u0442\u0438 \u0442\u0430 \u0440\u0435\u0433\u0456\u0441\u0442\u0440\u0438 \u0430\u043d\u0430\u043b\u0456\u0442\u0438\u0447\u043d\u043e\u0433\u043e \u043e\u0431\u043b\u0456\u043a\u0443, \u0449\u043e \u043c\u0456\u0441\u0442\u044f\u0442\u044c \u0456\u043d\u0444\u043e\u0440\u043c\u0430\u0446\u0456\u044e \u043f\u0440\u043e \u043d\u0430\u0434\u0445\u043e\u0434\u0436\u0435\u043d\u043d\u044f, \u0437\u0431\u0435\u0440\u0456\u0433\u0430\u043d\u043d\u044f \u0442\u0430 \u0432\u0438\u043a\u043e\u0440\u0438\u0441\u0442\u0430\u043d\u043d\u044f \u0431\u043b\u0430\u043d\u043a\u0456\u0432 \u0441\u0443\u0432\u043e\u0440\u043e\u0457 \u0437\u0432\u0456\u0442\u043d\u043e\u0441\u0442\u0456;”;\n\n“documents on accounting for forms of strict reporting – primary documents and registers of analytical accounting containing information on the receipt, storage and use of forms of strict reporting;”;\n\n2) \u0434\u043e\u043f\u043e\u0432\u043d\u0438\u0442\u0438 \u043d\u043e\u0432\u0438\u043c\u0438 \u0442\u0435\u0440\u043c\u0456\u043d\u0430\u043c\u0438 \u0442\u0430\u043a\u043e\u0433\u043e \u0437\u043c\u0456\u0441\u0442\u0443:\n\n2) to supplement with new terms as follows:\n\n“\u0415\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u0438\u0439 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0438\u0439 \u043f\u043e\u043b\u0456\u0441 (\u0435\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u0438\u0439 \u0434\u043e\u0433\u043e\u0432\u0456\u0440 \u0441\u0442\u0440\u0430\u0445\u0443\u0432\u0430\u043d\u043d\u044f) – \u0434\u043e\u0433\u043e\u0432\u0456\u0440 \u0441\u0442\u0440\u0430\u0445\u0443\u0432\u0430\u043d\u043d\u044f, \u0443\u043a\u043b\u0430\u0434\u0435\u043d\u0438\u0439 \u0432\u0456\u0434\u043f\u043e\u0432\u0456\u0434\u043d\u043e \u0434\u043e \u0432\u0438\u043c\u043e\u0433 \u0417\u0430\u043a\u043e\u043d\u0443 \u0423\u043a\u0440\u0430\u0457\u043d\u0438 “\u041f\u0440\u043e \u0435\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u0443 \u043a\u043e\u043c\u0435\u0440\u0446\u0456\u044e”, \u0456\u043d\u0444\u043e\u0440\u043c\u0430\u0446\u0456\u044f \u043f\u0440\u043e \u044f\u043a\u0438\u0439 \u0432\u043d\u043e\u0441\u0438\u0442\u044c\u0441\u044f \u0434\u043e \u0454\u0434\u0438\u043d\u043e\u0457 \u0446\u0435\u043d\u0442\u0440\u0430\u043b\u0456\u0437\u043e\u0432\u0430\u043d\u043e\u0457 \u0431\u0430\u0437\u0438 \u0434\u0430\u043d\u0438\u0445 \u043f\u0440\u043e \u043e\u0431\u043e\u0432\u2019\u044f\u0437\u043a\u043e\u0432\u0435 \u0441\u0442\u0440\u0430\u0445\u0443\u0432\u0430\u043d\u043d\u044f \u0446\u0438\u0432\u0456\u043b\u044c\u043d\u043e-\u043f\u0440\u0430\u0432\u043e\u0432\u043e\u0457 \u0432\u0456\u0434\u043f\u043e\u0432\u0456\u0434\u0430\u043b\u044c\u043d\u043e\u0441\u0442\u0456 \u0432\u043b\u0430\u0441\u043d\u0438\u043a\u0456\u0432 \u043d\u0430\u0437\u0435\u043c\u043d\u0438\u0445 \u0442\u0440\u0430\u043d\u0441\u043f\u043e\u0440\u0442\u043d\u0438\u0445 \u0437\u0430\u0441\u043e\u0431\u0456\u0432, \u043e\u043f\u0435\u0440\u0430\u0442\u043e\u0440\u043e\u043c \u044f\u043a\u043e\u0457 \u0454 \u041c\u043e\u0442\u043e\u0440\u043d\u0435 (\u0442\u0440\u0430\u043d\u0441\u043f\u043e\u0440\u0442\u043d\u0435) \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0435 \u0431\u044e\u0440\u043e \u0423\u043a\u0440\u0430\u0457\u043d\u0438.\n\n“Electronic insurance policy (electronic insurance contract) – an insurance contract concluded in accordance with the requirements of the Law of Ukraine “On Electronic Commerce”, information about which is entered into a unified centralized database on compulsory insurance of civil liability of owners of land vehicles, the operator of which is the Motor (Transport) Insurance Bureau of Ukraine.\n\n\u0415\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u0438\u0439 \u043f\u0456\u0434\u043f\u0438\u0441 \u043e\u0434\u043d\u043e\u0440\u0430\u0437\u043e\u0432\u0438\u043c \u0456\u0434\u0435\u043d\u0442\u0438\u0444\u0456\u043a\u0430\u0442\u043e\u0440\u043e\u043c – \u0435\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u0438\u0439 \u043f\u0456\u0434\u043f\u0438\u0441, \u0441\u0442\u0432\u043e\u0440\u0435\u043d\u0438\u0439 \u043d\u0430 \u043e\u0441\u043d\u043e\u0432\u0456 \u0434\u0430\u043d\u0438\u0445, \u044f\u043a\u0456 \u0434\u0430\u044e\u0442\u044c \u0437\u043c\u043e\u0433\u0443 \u043f\u0456\u0434\u0442\u0432\u0435\u0440\u0434\u0438\u0442\u0438, \u0449\u043e \u0435\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u0438\u0439 \u043f\u0456\u0434\u043f\u0438\u0441 \u0441\u0444\u043e\u0440\u043c\u043e\u0432\u0430\u043d\u043e \u0442\u0430 \u0432\u0438\u043a\u043e\u0440\u0438\u0441\u0442\u0430\u043d\u043e \u0432\u0456\u0434 \u0456\u043c\u0435\u043d\u0456 \u043f\u0435\u0432\u043d\u043e\u0457 \u043e\u0441\u043e\u0431\u0438 \u0442\u0430 \u043e\u0434\u043d\u043e\u0437\u043d\u0430\u0447\u043d\u043e \u0456\u0434\u0435\u043d\u0442\u0438\u0444\u0456\u043a\u0443\u0432\u0430\u0442\u0438 \u0446\u044e \u043e\u0441\u043e\u0431\u0443, \u0437\u043e\u043a\u0440\u0435\u043c\u0430, \u0430\u043b\u0435 \u043d\u0435 \u0432\u0438\u043a\u043b\u044e\u0447\u043d\u043e, \u0437\u0430 \u0434\u043e\u043f\u043e\u043c\u043e\u0433\u043e\u044e \u043c\u043e\u0431\u0456\u043b\u044c\u043d\u043e\u0433\u043e \u0442\u0435\u043b\u0435\u0444\u043e\u043d\u0443 \u0442\u0430\/\u0430\u0431\u043e \u0435\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u043e\u0457 \u043f\u043e\u0448\u0442\u0438.\n\nElectronic signature with a one-time identifier – an electronic signature created on the basis of data that allows to confirm that the electronic signature was created and used on behalf of a certain person and to uniquely identify this person, in particular, but not exclusively, by means of a mobile phone and\/or e-mail.\n\n\u0415\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u0438\u0439 \u0446\u0438\u0444\u0440\u043e\u0432\u0438\u0439 \u043f\u0456\u0434\u043f\u0438\u0441 – \u0432\u0438\u0434 \u0435\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u043e\u0433\u043e \u043f\u0456\u0434\u043f\u0438\u0441\u0443, \u043e\u0442\u0440\u0438\u043c\u0430\u043d\u043e\u0433\u043e \u0437\u0430 \u0440\u0435\u0437\u0443\u043b\u044c\u0442\u0430\u0442\u043e\u043c \u043a\u0440\u0438\u043f\u0442\u043e\u0433\u0440\u0430\u0444\u0456\u0447\u043d\u043e\u0433\u043e \u043f\u0435\u0440\u0435\u0442\u0432\u043e\u0440\u0435\u043d\u043d\u044f \u0435\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u0438\u0445 \u0434\u0430\u043d\u0438\u0445, \u044f\u043a\u0438\u0439 \u0434\u043e\u0434\u0430\u0454\u0442\u044c\u0441\u044f \u0434\u043e \u0446\u0438\u0445 \u0434\u0430\u043d\u0438\u0445 \u0430\u0431\u043e \u043b\u043e\u0433\u0456\u0447\u043d\u043e \u0437 \u043d\u0438\u043c\u0438 \u043f\u043e\u0432\u2019\u044f\u0437\u0443\u0454\u0442\u044c\u0441\u044f \u0456 \u0434\u0430\u0454 \u0437\u043c\u043e\u0433\u0443 \u043f\u0456\u0434\u0442\u0432\u0435\u0440\u0434\u0438\u0442\u0438 \u0457\u0445 \u0446\u0456\u043b\u0456\u0441\u043d\u0456\u0441\u0442\u044c \u0442\u0430 \u0456\u0434\u0435\u043d\u0442\u0438\u0444\u0456\u043a\u0443\u0432\u0430\u0442\u0438 \u043f\u0456\u0434\u043f\u0438\u0441\u0443\u0432\u0430\u0447\u0430. \u0415\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u0438\u0439 \u0446\u0438\u0444\u0440\u043e\u0432\u0438\u0439 \u043f\u0456\u0434\u043f\u0438\u0441 \u0431\u0430\u0437\u0443\u0454\u0442\u044c\u0441\u044f \u043d\u0430 \u0430\u043b\u0433\u043e\u0440\u0438\u0442\u043c\u0456 \u0437 \u0432\u0456\u0434\u043a\u0440\u0438\u0442\u0438\u043c \u043a\u043b\u044e\u0447\u0435\u043c \u0456 \u0437\u0430\u0441\u0432\u0456\u0434\u0447\u0443\u0454\u0442\u044c\u0441\u044f \u043f\u043e\u0441\u0438\u043b\u0435\u043d\u0438\u043c \u0441\u0435\u0440\u0442\u0438\u0444\u0456\u043a\u0430\u0442\u043e\u043c \u0432\u0456\u0434\u043a\u0440\u0438\u0442\u043e\u0433\u043e \u043a\u043b\u044e\u0447\u0430.\n\nElectronic digital signature – a type of electronic signature obtained as a result of cryptographic transformation of electronic data, which is added to this data or logically linked to it and allows to confirm its integrity and identify the signatory. The electronic digital signature is based on an open key algorithm and is certified by an enhanced open key certificate.\n\n\u0423\u0434\u043e\u0441\u043a\u043e\u043d\u0430\u043b\u0435\u043d\u0438\u0439 \u0435\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u0438\u0439 \u043f\u0456\u0434\u043f\u0438\u0441 – \u0443\u0434\u043e\u0441\u043a\u043e\u043d\u0430\u043b\u0435\u043d\u0438\u0439 \u0435\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u0438\u0439 \u043f\u0456\u0434\u043f\u0438\u0441, \u044f\u043a\u0438\u0439 \u0432\u0456\u0434\u043f\u043e\u0432\u0456\u0434\u0430\u0454 \u0432\u0438\u043c\u043e\u0433\u0430\u043c, \u0432\u0438\u0437\u043d\u0430\u0447\u0435\u043d\u0438\u043c \u0441\u0442\u0430\u0442\u0442\u0435\u044e 12 \u0417\u0430\u043a\u043e\u043d\u0443 \u0423\u043a\u0440\u0430\u0457\u043d\u0438 “\u041f\u0440\u043e \u0435\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u0456 \u0434\u043e\u0432\u0456\u0440\u0447\u0456 \u043f\u043e\u0441\u043b\u0443\u0433\u0438”.\n\nAdvanced electronic signature – an advanced electronic signature that meets the requirements defined by Article 12 of the Law of Ukraine “On Electronic Trust Services”.\n\n\u041a\u0432\u0430\u043b\u0456\u0444\u0456\u043a\u043e\u0432\u0430\u043d\u0438\u0439 \u0435\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u0438\u0439 \u043f\u0456\u0434\u043f\u0438\u0441 – \u0443\u0434\u043e\u0441\u043a\u043e\u043d\u0430\u043b\u0435\u043d\u0438\u0439 \u0435\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u0438\u0439 \u043f\u0456\u0434\u043f\u0438\u0441, \u044f\u043a\u0438\u0439 \u0441\u0442\u0432\u043e\u0440\u044e\u0454\u0442\u044c\u0441\u044f \u0437 \u0432\u0438\u043a\u043e\u0440\u0438\u0441\u0442\u0430\u043d\u043d\u044f\u043c \u0437\u0430\u0441\u043e\u0431\u0443 \u043a\u0432\u0430\u043b\u0456\u0444\u0456\u043a\u043e\u0432\u0430\u043d\u043e\u0433\u043e \u0435\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u043e\u0433\u043e \u043f\u0456\u0434\u043f\u0438\u0441\u0443 \u0456 \u0431\u0430\u0437\u0443\u0454\u0442\u044c\u0441\u044f \u043d\u0430 \u043a\u0432\u0430\u043b\u0456\u0444\u0456\u043a\u043e\u0432\u0430\u043d\u043e\u043c\u0443 \u0441\u0435\u0440\u0442\u0438\u0444\u0456\u043a\u0430\u0442\u0456 \u0432\u0456\u0434\u043a\u0440\u0438\u0442\u043e\u0433\u043e \u043a\u043b\u044e\u0447\u0430.\n\nQualified electronic signature – an advanced electronic signature that is created using a qualified electronic signature tool and is based on a qualified open key certificate.”."},"content":{"rendered":"

Certainly, here is the translation of the provided analysis of the Resolution of the Board of the National Bank of Ukraine No. 127 dated October 10, 2025:<\/p>\n

1. **Essence of the Law:** The Resolution amends the regulatory legal acts of the NBU governing activities in the field of insurance. The changes concern the voluntary exit of an insurer from the market, the authorization of actuaries, and the procedure for insurers to form technical reserves. The purpose of the changes is to bring the regulatory legal acts of the NBU into compliance with the current legislation of Ukraine.<\/p>\n

2. **Structure and Main Provisions:**
\n * The resolution introduces changes to three main provisions:
\n * Regulations on the voluntary exit of an insurer from the market and the transfer of an insurance portfolio (additions regarding the minutes of the meeting).
\n * Regulations on the authorization of actuaries (clarifications regarding the organizational and legal form of actuaries, sending an extract from the register).
\n * Regulations on the procedure for insurers to form technical reserves (the most extensive changes concerning various aspects of reserve formation).
\n * The main changes concern the procedure for forming insurance reserves, in particular:
\n * Clarification regarding the expenses taken into account when forming reserves.
\n * Requirements for grouping insurance contracts.
\n * Features of calculating the premium reserve and the loss reserve.
\n * Requirements for the “run-off” testing of the adequacy of reserves.<\/p>\n

3. **Key provisions for use:**
\n * Insurers should pay attention to changes in the procedure for calculating technical reserves, especially the premium reserve and the loss reserve.
\n * It is important to consider the new requirements for grouping contracts and identifying onerous contracts.
\n * It is necessary to take into account changes regarding the accounting of acquisition costs and depreciation.
\n * Insurers should carefully study the changes regarding the “run-off” testing of the adequacy of reserves and making changes to the methods of forming reserves in case of detecting inadequacy.
\n * Changes to the Regulation on the procedure for insurers to form technical reserves shall enter into force on January 1, 2026.<\/p>\n

These changes are important for insurance companies, as they affect the procedure for forming reserves, which is a key aspect of their financial stability and solvency.<\/p>\n

Full text by link<\/strong><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Certainly, here is the translation of the provided analysis of the Resolution of the Board of the National Bank of Ukraine No. 127 dated October 10, 2025: 1. **Essence of the Law:** The Resolution amends the regulatory legal acts of the NBU governing activities in the field of insurance. The changes concern the voluntary exit…<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"pmpro_default_level":"","footnotes":""},"categories":[15,45],"tags":[],"class_list":["post-12724","post","type-post","status-publish","format-standard","hentry","category-ukrainian-legislation-general-en","category-ukrainian-legislation-important","pmpro-has-access"],"acf":{"patreon-level":0},"_links":{"self":[{"href":"https:\/\/lexcovery.com\/en\/wp-json\/wp\/v2\/posts\/12724","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lexcovery.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lexcovery.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lexcovery.com\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/lexcovery.com\/en\/wp-json\/wp\/v2\/comments?post=12724"}],"version-history":[{"count":0,"href":"https:\/\/lexcovery.com\/en\/wp-json\/wp\/v2\/posts\/12724\/revisions"}],"wp:attachment":[{"href":"https:\/\/lexcovery.com\/en\/wp-json\/wp\/v2\/media?parent=12724"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lexcovery.com\/en\/wp-json\/wp\/v2\/categories?post=12724"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lexcovery.com\/en\/wp-json\/wp\/v2\/tags?post=12724"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}